123 Mill St, Grass Valley, CA 95945 Property Records

Nevada County property record for 123 Mill St, Grass Valley, CA 95945

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,617 sqft · built 1990
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$775,000 (Oct 2021)
Tax Bill	$8,845 (2025)
Deeds & Mortgages	Oct 2021 Sale Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-346-011-000`

Property Details

APN / Parcel Number

Primary APN	`008-346-011-000`
Alternative APN	`08-346-11-000`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,617 sqft Gross Area
1st Floor Area	1,617 sqft
Basement Area	2,645 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Traditional
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	3,049 sqft (0.07 acres)
Terrain	Combination
View / Lot	Average
Patio Area	1,617 sqft

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	08-346-11-000
Street Address	123 MILL ST
City	GRASS VALLEY
State	CA
Zip	95945-4701
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LOT 11 BLK 26 GRASS VALLEY
Legal Subdivision	GRASS VALLEY
Legal Block	26
Legal Lot Number	11
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	5
Census Block	5018
Census Tract	504

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 60, CEDAR RIDGE, CA 95924-0060
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Grant Deed, Transfer PLACER TITLE COMPANY
Jan 22, 2020	Deed of Trust, Mortgage OLYMPIA MORTGAGE & INVESTMENT CO
Jan 15, 2019	Deed of Trust, Construction Loan · Construction Mortgage BETZ FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Prior Sale	Mar 31, 2004 · Amount on Record
Deed Document Number	202132727
Prior Transfer Date	Dec 1, 2016
Prior Transfer Doc	0000028808
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Oct 8, 2021
Property Address	123 MILL ST, GRASS VALLEY, CA 95945-4701
Document Number	0000032727
Instrument Date	Sep 13, 2021
Instrument	20210032727
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 60, CEDAR RIDGE, CA 95924-0060

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	123 MILL ST, GRASS VALLEY, CA 95945-4701
Document Number	0000002366
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	123-125 MILL ST GRASS VALLEY CA 959454701, GRASS VALLEY, CA 95945-4701

Mortgage

Document Number	0000002366
Date	Jan 29, 2020
Instrument	2366

Lender

Name	OLYMPIA MORTGAGE & INVESTMENT CO
Type	Bank
Address	GRASS VALLEY, CA 95945

Agreement

Amount	Amount Recorded

January 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Recording Date	Jan 15, 2019
Property Address	123 MILL ST, GRASS VALLEY, CA 95945-4701
Document Number	0000001011
Instrument Date	Jan 10, 2019
Instrument	1011
Transaction Type	Construction Loan
Record Updated	Mar 6, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	123 MILL ST GRASS VALLEY CA 959454701, GRASS VALLEY, CA 95945-4701

Mortgage

Document Number	0000001011
Date	Jan 15, 2019
Instrument	1011

Lender

Name	BETZ FAMILY TRUST (PT)
Address	PO BOX 21226, CARSON CITY, NV 89721-1226

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 14, 2020

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Grass Valley City
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$838,884 (+2%) Land $270,608 Building $568,276
2025	$8,845.00 (+5.54%)	$822,436 (+4.04%) Land $265,302 Building $557,134
2023	$8,381.00 (+0.84%)	$790,500 Land $255,000 Building $535,500
2022	$8,311.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRASS VALLEY serves 4,947 people · EPA ID CA2910001
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Race Communications.

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