123 Meadow St, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 123 Meadow St, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,496 sqft · built 1966
Lot Size	2.25 acres (98,010 sqft)
Owner	2 Trust Names on File
Last Sale	$685,000 (Mar 2016)
Tax Bill	$15,303 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2023 Sale + 1 more
APN	`NHAM M:022B B:0066 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:022B B:0066 L:0001`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,496 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial
Exterior Material	Concrete Block
Lot Area	98,010 sqft (2.25 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	123 MEADOW ST
City	FLORENCE
State	MA
Zip	01062-1247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Legal Block	66
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	1
Census Block	1032
Census Tract	821700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ross Farm listed 2008 · 1 contributing resources · NRIS 07001360

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

123 Meadow St is owner-occupied and held in a trust since March 2016.

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	123 MEADOW ST, FLORENCE, MA 01062-1247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Deed of Trust, Mortgage · Commercial Mortgage GREENFIELD SAVINGS BANK
Mar 24, 2023	Deed, Transfer
Oct 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GREENFIELD SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2016 · Amount on File
Deed Sale	Mar 11, 2016 · Amount on File
Prior Sale	Jul 28, 2000 · Amount on File
Deed Book / Page	12218 / 43
Transfer Doc	0012218-43
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	123 MEADOW ST, NORTHAMPTON, MA 01062-1247
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014826-102
Date	Mar 24, 2023
Book Page	14826/102
Instrument	4267

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	61 Months
Due	Apr 1, 2028

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Mar 24, 2023
Property Address	123 MEADOW ST, NORTHAMPTON, MA 01062-1247
Document Number	0014826-94
Book / Page	14826 / 94
Instrument Date	Mar 24, 2023
Instrument	4265
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 MEADOW ST, FLORENCE, MA 01062-1247

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	123 MEADOW ST, NORTHAMPTON, MA 01062-1247
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13440-315
Date	Oct 30, 2019
Book Page	13440/315
Instrument	21482

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 123 Meadow St was $15,303.

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,303.00	$1,098,600 Land $203,800 Building $894,800	$992,370 (+1.18%)
2024			$980,780
2023	$15,781.00	$996,300 Land $176,800 Building $819,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 123 Meadow St; there have been 27 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	27 (1982–2023)
Claims Outside the SFHA	1 of 27
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Tropical Storm Irene, Aug 2011 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Meadow St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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