123 McDaniel Rd, Lake Lure, NC 28746 Property Records

Rutherford County property record for 123 McDaniel Rd, Lake Lure, NC 28746

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,296 sqft · built 1981
Lot Size	0.819 acres (35,719 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jan 2022)
Tax Bill	$885 (2022)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1637714`

Property Details

APN / Parcel Number

Primary APN	`1637714`
Alternative APN	`46016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,296 sqft Heated Area
Gross Area	2,160 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Flooring	Softwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,719 sqft (0.819 acres)
Deck Area	560 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	46016
Street Address	123 MCDANIEL RD
City	LAKE LURE
State	NC
Zip	28746-9800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:0663002393420000; RES MCDANIEL RD
Legal Block	1
Legal Lot Number	14B
Jurisdiction	RUTHERFORD NC
Township / Civil Division	CHIMNEY ROCK
Census Block Group	2
Census Block	2030
Census Tract	960301

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	123 MCDANIEL RD, LAKE LURE, NC 28746-9800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jan 11, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Prior Sale	May 3, 2021 · Amount on Record
Deed Document Number	0002056366
Deed Book / Page	2056 / 366
Record Updated	Jun 7, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	May 3, 2021
Property Address	123 MCDANIEL RD, LAKE LURE, NC 28746-9800
Document Number	0020454096
Book / Page	2045 / 4096
Instrument Date	Apr 28, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 SACO AVE, 206, GREENWOOD, SC 29646-2141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 MCDANIEL RD, LAKE LURE, NC 28746-9800

Mortgage

Document Number	0020454099
Date	May 3, 2021
Instrument	2045/4099

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jan 11, 2022
Property Address	123 MCDANIEL RD, LAKE LURE, NC 28746-9800
Document Number	0020560366
Book / Page	2056 / 366
Instrument Date	Jan 5, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 EMHURG ST, 41, TRYON, NC 28782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 MCDANIEL RD, LAKE LURE, NC 28746-9800

Mortgage

Document Number	0002056369
Date	Jan 11, 2022
Instrument	2056/369

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$223,100 Land $60,000 Building $163,100	$223,100 Land $60,000 Building $163,100
2022	$885.00
2021	$885.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Pangaea Internet, Vyve Broadband.

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