123 Marion St, Tryon, NC 28782 Property Records

Polk County property record for 123 Marion St, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 1981
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (May 2023)
Tax Bill	$2,549 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`T16-B15`

Property Details

APN / Parcel Number

Primary APN	`T16-B15`
Alternative APN	`52583`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,608 sqft Finished Area
Basement Area	804 sqft
Finished Basement	804 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	52583
Street Address	123 MARION ST
City	TRYON
State	NC
Zip	28782-2937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	TREINIS, TOBY C, 0G07I G-WOODS OVERLOOK
Legal Subdivision	G-WOODS OVERLOOK
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1010
Census Tract	920304

Owner

Source: Polk County records, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 MARION ST, TRYON, NC 28782-2937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Feb 16, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Nov 12, 2002
Deed Book / Page	478 / 280
Prior Transfer Date	Jul 1, 2020
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	May 15, 2023
Property Address	123 MARION ST, TRYON, NC 28782-2937
Document Number	000478/280
Book / Page	478 / 280
Map Reference	FILE F PG 1398
Instrument Date	May 11, 2023
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7050 BUCKLAND RD, CHARLOTTE, NC 28278-9781

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 TERRENCE AVE, LAKE HOPATCONG, NJ 07849-1406

Mortgage

Document Number	0000478283
Date	May 15, 2023
Instrument	478/283

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jun 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	10.5%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Feb 16, 2021
Property Address	123 MARION ST, TRYON, NC 28782-2937
Document Number	000456/392
Book / Page	456 / 392
Map Reference	FILE F PG 1398
Instrument Date	Jul 1, 2020
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8332 REGENT PKWY, 8332, FORT MILL, SC 29715-8367

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7050 BUCKLAND RD, CHARLOTTE, NC 28278-9781

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,549.00 (+98.21%)	$550,814 (+145.26%) Land $32,250 Building $518,564	$550,814 (+145.26%) Land $32,250 Building $518,564
2023	$1,286.00	$224,586 Land $27,950 Building $196,636
2021			$224,586 Land $27,950 Building $196,636

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1984–2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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