123 Mallard Dr, Downs, IL 61736 Property Records

McLean County property record for 123 Mallard Dr, Downs, IL 61736 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,330 sqft · built 2003
Lot Size	0.165 acres (7,202 sqft)
Owner	Individual Name on File
Tax Bill	$5,464 (2024)
Deeds & Mortgages	Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-04-150-020`

Property Details

APN / Parcel Number

Primary APN	`29-04-150-020`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,330 sqft Living Area
1st Floor Area	1,330 sqft
Basement Area	1,262 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,202 sqft (0.165 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	123 MALLARD DR
City	DOWNS
State	IL
Zip	61736-9555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MALLARD POINT 2 PHASE 3 LOT 57
Legal Range	03E
Legal Township	22N
Legal Section	04
Legal Subdivision	MALLARD POINT 2 PHASE 3
Legal Lot Number	57
Jurisdiction	MCLEAN IL
Township / Civil Division	DOWNS
Census Block Group	3
Census Block	3038
Census Tract	5401

Owner

Source: McLean County records · APN 29-04-150-020

Assessment roll updated April 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	123 MALLARD DR, DOWNS, IL 61736-9555
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	123 MALLARD DR, DOWNS, IL 61736-9555
Transaction Type	Mortgage
Record Updated	Dec 08, 2025
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 MALLARD DR, DOWNS, IL 61736-9555

Mortgage

Document Number	202500017004
Date	Nov 26, 2025
Instrument	2025-00017004

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Interest

Rate Type	Fixed Rate
Rate	7.12%

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Downs Township
Municipality	Downs Village
Unified School District	Tri-Valley Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,479 (+20.26%) Land $10,131 Building $62,348	$217,437 (+20.26%) Land $30,393 Building $187,044
2024	$5,464.00 (+14.17%)
2023	$4,786.00	$60,267 Land $8,424 Building $51,843	$180,801 Land $25,272 Building $155,529

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130054013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026, river or lake flooding

Wildfire

Wildfire Risk	Low above 2% of the US · above 14% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 55 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Pavlov Media	Fiber	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless	1,000 / 500
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Benton Ridge Telephone Company	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.