123 Lowell Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 123 Lowell Ct, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 988 sqft · built 1957
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$190,500 (Feb 2026)
Tax Bill	$2,848 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Mar 2020 Sale & Mortgage
APN	`09-05-0-203-009`

Property Details

APN / Parcel Number

Primary APN	`09-05-0-203-009`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	988 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	200 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	123 LOWELL CT
City	O FALLON
State	IL
Zip	62269-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOWELL COURT LOT/SEC-31 A02873845
Legal Subdivision	LOWELL COURT
Legal Block	203
Jurisdiction	ST CLAIR IL
Township / Civil Division	SHILOH VALLEY
Census Block Group	2
Census Block	2011
Census Tract	503907

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 LOWELL CT, O FALLON, IL 62269-2908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Warranty Deed, Transfer · Conventional Mortgage SCOTT CU
Mar 19, 2020	Warranty Deed, Transfer · FHA Mortgage BUSEY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2026 · Amount on Record
Deed Sale	Feb 5, 2026 · Amount on Record
Prior Sale	Mar 19, 2020 · Amount on Record
Deed Document Number	20262873845
Prior Transfer Date	Jun 25, 2002
Prior Transfer Doc	00A1691576
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 5, 2026
Property Address	123 LOWELL CT, O FALLON, IL 62269-2908
Document Number	0A02873845
Map Reference	MB 55 PG 59
Instrument Date	Feb 2, 2026
Instrument	A02873845
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	123 LOWELL CT, O FALLON, IL 62269-2908

Mortgage

Document Number	0A02873846
Date	Feb 5, 2026
Instrument	A02873846

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.12%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 19, 2020
Property Address	123 LOWELL CT, O FALLON, IL 62269-2908
Document Number	00A2645953
Instrument Date	Mar 18, 2020
Instrument	2645953
Transaction Type	Transfer
Record Updated	Apr 8, 2020
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	123 LOWELL CT SHILOH IL 622692908, SHILOH, IL 62269-2908

Mortgage

Document Number	A2645954
Date	Mar 19, 2020
Instrument	2645954

Lender

Name	BUSEY BK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

Interest

Rate	3.37%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Shiloh Valley Township
Municipality	Shiloh Village
Secondary School District	O'Fallon Township High School District 203 (09 - 12)
Elementary School District	Shiloh Village School District 85 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,848.00 (+9.83%) Homeowner's exemption	$44,556 (+8.73%) Land $8,011 Building $36,545	$133,668 (+8.73%) Land $24,033 Building $109,635
2024	$2,593.00 Homeowner's exemption	$40,979 (+16.75%) Land $7,368 Building $33,611	$122,937 (+16.75%) Land $22,104 Building $100,833
2022		$35,099 Land $6,660 Building $28,439	$105,297 Land $19,980 Building $85,317

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Wisper ISP.

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