123 Lois St, Torrington, CT 06790 Property Records

Torrington City property record for 123 Lois St, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,943 sqft · built 1930
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$122,500 (May 2000)
Tax Bill	$6,172 (2026)
Deeds & Mortgages	Oct 2022 Transfer Jul 2022 Line of Credit
APN	`007537`

Property Details

APN / Parcel Number

Primary APN	`007537`
Alternative APNs	`TORR M:120 B:020 L:018` `7537`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,943 sqft Living Area
Gross Area	3,493 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	7537
Street Address	123 LOIS ST
City	TORRINGTON
State	CT
Zip	06790-3640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	20
Legal Lot Number	18
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	4
Census Block	4019
Census Tract	310100

Owner

123 Lois St is owned and occupied by two individuals who acquired it in October 2022.

Source: Torrington City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 LOIS ST, TORRINGTON, CT 06790-3640
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 21, 2022	Deed of Trust, Mortgage · Line of Credit TORRINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2000 · Amount on File
Deed Sale	May 24, 2000 · Amount on File
Prior Sale	Jun 21, 1989 · Amount on File
Deed Book / Page	722 / 848
Last Transfer Date	Oct 19, 2022
Transfer Doc	001376-654
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TORRINGTON CT
Recording Date	Oct 19, 2022
Property Address	123 LOIS ST, TORRINGTON, CT 06790-3640
Document Number	001376-654
Book / Page	1376 / 654
Instrument Date	Oct 19, 2022
Instrument	2022-479124
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 RUGG BROOK RD, WINSTED, CT 06098-2402

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	123 LOIS ST, TORRINGTON, CT 06790-3640
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001370-768
Date	Jul 21, 2022
Book Page	1370/768
Instrument	2022-477236

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 123 Lois St was $6,172, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,172.00 (-12.97%)	$184,450 (-) Land $23,240 Building $161,210	$284,796 (+120.58%)
2025	$7,092.00	$184,450 Land $23,240 Building $161,210	$129,115 Land $16,268 Building $112,847
2024	$7,092.00 (+73.06%)
2023	$4,098.00 (+1.74%)	$85,450 (-) Land $23,270 Building $62,180
2022	$4,028.00	$85,450 Land $23,270 Building $62,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 123 Lois St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Lois St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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