Essex County and Gloucester City property record for 123 Leonard St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,926 sqft · built 2023 |
| Lot Size | 0.407 acres (17,710 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Mar 2009) |
| Tax Bill | $8,399 (2025) |
| Deeds & Mortgages | Aug 2022 Refinance Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0183 B:0008 L:0000 |
| Primary APN | GLOU M:0183 B:0008 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,926 sqft Living Area |
| Gross Area | 4,467 sqft |
| 1st Floor Area | 1,433 sqft |
| Basement Area | 100 sqft |
| Unfinished Basement | 100 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 17,710 sqft (0.407 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Street Address | 123 LEONARD ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Block | 8 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 221100 |
Source: Essex County and Gloucester City records · APN GLOU M:0183 B:0008 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 MAPLE ST, TOPSFIELD, MA 01983-1823 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANKGLOUCESTER (GLOUCESTER COOP BANK) |
| Nov 27, 2017 | Deed of Trust, Mortgage · Line of Credit EASTERN BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 09, 2009 · Amount on Record |
| Deed Sale | Mar 09, 2009 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 123 LEONARD ST, GLOUCESTER, MA 01930-1259 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000638773 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 638773 |
| Name | BANKGLOUCESTER (GLOUCESTER COOP BANK) |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 123 LEONARD ST, GLOUCESTER, MA 01930-1259 |
| Document Number | 0000588689 |
| Instrument Date | Nov 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000588689 |
|---|---|
| Date | Dec 12, 2017 |
| Instrument | 588689 |
| Name | EASTERN BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,399.00 (+9.92%) | $864,100 (+10.03%) Land $472,000 Building $392,100 | |
| 2024 | $7,641.00 (+6.52%) | $785,300 (+15.95%) Land $449,500 Building $335,800 | $1,326,200 |
| 2023 | $7,173.00 | $677,300 Land $383,500 Building $293,800 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 39 units insured incl. 3 condo units |
| Nearby Flood Claims | 27 (1978–2024) |
| Claims Outside the SFHA | 3 of 27 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 135 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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