123 Lawrence Rd, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 123 Lawrence Rd, Chicopee, MA 01013

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,414 sqft · built 1949
Lot Size	0.224 acres (9,750 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (May 2012)
Tax Bill	$4,345 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143-00027`

Property Details

APN / Parcel Number

Primary APN	`143-00027`
Alternative APN	`CHIC M:0143 P:00027`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,414 sqft Living Area
Gross Area	2,619 sqft
1st Floor Area	1,071 sqft
Basement Area	1,021 sqft
Unfinished Basement	1,021 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,750 sqft (0.224 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	143-00027
Street Address	123 LAWRENCE RD
City	CHICOPEE
State	MA
Zip	01013-3200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	5
Census Block	5010
Census Tract	811000

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 LAWRENCE RD, CHICOPEE, MA 01013-3200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage WESTFIELD BANK FSB
Jan 29, 2024	Warranty Deed, Transfer · ARM WESTFIELD BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2012 · Amount on Record
Deed Sale	May 18, 2012 · Amount on Record
Prior Sale	Oct 4, 2005 · Amount on Record
Deed Book / Page	19265 / 90
Last Transfer Date	Jan 23, 2024
Transfer Doc	025303-442
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	123 LAWRENCE RD, CHICOPEE, MA 01013-3200
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026228-528
Date	Feb 24, 2026
Book Page	26228/528
Instrument	7802

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2051

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jan 29, 2024
Property Address	123 LAWRENCE RD, CHICOPEE, MA 01013-3200
Document Number	025303-442
Book / Page	25303 / 442
Instrument Date	Jan 23, 2024
Instrument	3826
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 LAWRENCE RD, CHICOPEE, MA 01013-3200

Mortgage

Document Number	0000003827
Date	Jan 29, 2024
Instrument	3827

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Feb 1, 2030
Index	1-Year CMT

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,345.00 (+5.61%)	$285,100 (+5.05%) Land $119,600 Building $165,500	$307,530 (+3.19%)
2025	$4,114.00 (+5.35%)	$271,400 (+2.57%) Land $109,400 Building $162,000	$298,015
2024	$3,905.00 (+6.55%)	$264,600 (+9.38%) Land $107,300 Building $157,300
2023	$3,665.00	$241,900 Land $97,500 Building $144,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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