Suffolk County and Islip Town property record for 123 Lake St, Islip, NY 11751
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $637,000 (Oct 2025) |
| Tax Bill | $12,233 (2024) |
| Deeds & Mortgages | May 2023 Mortgage Jun 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 293.-3-16 |
| Primary APN | 472889 293.-3-16 |
|---|---|
| Alternative APNs |
|
| Lot Area | 9,583 sqft (0.22 acres) |
|---|---|
| Lot Width | 75 ft Width |
| Account Number | 032530 |
|---|---|
| Street Address | 123 LAKE ST |
| City | ISLIP |
| State | NY |
| Zip | 11751-2010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | X2214979Y189408 T043H00000000 |
| Legal Block | 3000 |
| Legal Lot Number | 300 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 146103 |
Source: Suffolk County and Islip Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 341 VAN BUREN ST, WEST BABYLON, NY 11704-3012 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| May 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jun 17, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 7, 2025 | Deed, Transfer · Conventional Mortgage INTERSTATE HOME LOAN CENTER INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2025 · Amount on Record |
| Deed Sale | Oct 7, 2025 · Amount on Record |
| Prior Sale | Jan 31, 2014 · Amount on Record |
| Deed Book / Page | 13312 / 149 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 123 LAKE ST, ISLIP, NY 11751-2010 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0235090209 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 23509/209 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 123 LAKE ST, ISLIP, NY 11751-2010 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0235930178 |
|---|---|
| Date | Jun 17, 2024 |
| Book Page | 23593/178 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jul 1, 2064 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Oct 7, 2025 |
| Property Address | 123 LAKE ST, ISLIP, NY 11751-2010 |
| Document Number | 0133120149 |
| Book / Page | 13312 / 149 |
| Instrument Date | Sep 16, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 341 VAN BUREN ST, WEST BABYLON, NY 11704-3012 |
| Document Number | 0023687904 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 23687/904 |
| Name | INTERSTATE HOME LOAN CENTER INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Islip Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,000 (-) Land $7,200 Building $29,800 | $521,126 (-) Land $101,408 Building $419,718 | |
| 2024 | $12,233.00 | $37,000 (-) Land $7,200 Building $29,800 | $521,126 (+2.54%) Land $101,408 Building $419,718 |
| 2023 | $37,000 Land $7,200 Building $29,800 | $508,242 Land $98,901 Building $409,341 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1979–2014) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures