123 Lake Dr, Laurel, DE 19956 Property Records

Sussex County property record for 123 Lake Dr, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,704 sqft · built 1977
Lot Size	0.562 acres (24,498 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,147 (2026)
Deeds & Mortgages	Dec 2021 Refinance Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`332-1.08-18.00`

Property Details

APN / Parcel Number

Primary APN	`332-1.08-18.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,704 sqft Living Area
Basement Area	784 sqft
Finished Basement	784 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Roof Type	Gable
Roof Material	Wood
Lot Area	24,498 sqft (0.562 acres)
Lot Dimensions	235 ft deep x 182 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	123 LAKE DR
City	LAUREL
State	DE
Zip	19956-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	N/LAKE DRIVE S/RECORDS POND
Legal Subdivision	LAUREL
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	1
Census Block	1011
Census Tract	51802

Owner

123 Lake Dr is owned and occupied by two individuals who acquired it in December 2021.

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	123 LAKE DR, LAUREL, DE 19956-1707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
Dec 29, 2021	Deed, Transfer
Jan 5, 2017	Quit Claim Deed, Construction Loan · Construction Mortgage BANK OF DEL MAR VA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 21, 2021
Transfer Doc	0056200182
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	123 LAKE DR, LAUREL, DE 19956-1707
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0206640135
Date	Dec 29, 2021
Book Page	20664/135
Instrument	20210000079249

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Dec 29, 2021
Property Address	123 LAKE DR, LAUREL, DE 19956-1707
Document Number	0056200182
Book / Page	5620 / 182
Instrument Date	Dec 21, 2021
Instrument	20210000079248
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	123 LAKE DR, LAUREL, DE 19956-1707

January 2017: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX DE
Recording Date	Jan 5, 2017
Property Address	123 LAKE DR, LAUREL, DE 19956-1707
Document Number	0046480055
Book / Page	004648 / 000055
Instrument Date	Dec 19, 2016
Instrument	629
Transaction Type	Construction Loan
Record Updated	Apr 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 LAKE DR LAUREL DE 199561707, LAUREL, DE 19956-1707

Mortgage

Document Number	159770257
Date	Jan 5, 2017
Book Page	015977/000257
Instrument	630

Lender

Name	BANK OF DEL MAR VA
Type	Bank
Address	SALISBURY, MD 21801

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 123 Lake Dr was $1,147, up 4.3% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,147.00 (+4.27%)	$34,750 (-) Land $2,250 Building $32,500	$453,600 (-) Land $38,200 Building $415,400
2025	$1,100.00	$34,750 Land $2,250 Building $32,500	$453,600 Land $38,200 Building $415,400
2023	$1,802.00	$34,750 Land $2,250 Building $32,500	$77,600 Land $4,500 Building $73,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	24 units insured incl. 16 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Lake Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 75% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL WATER DEPARTMENT serves 3,984 people · EPA ID DE0000597
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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