Elkhart County property record for 123 Krider Dr, Middlebury, IN 46540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,808 sqft · built 1992 |
| Lot Size | 0.335 acres (14,636 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,068 (2024) |
| Deeds & Mortgages | Mar 2023 Transfer Oct 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-10-152-004.000-035 |
| Primary APN | 20-08-10-152-004.000-035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,808 sqft Living Area |
| 1st Floor Area | 1,629 sqft |
| 2nd Floor Area | 1,179 sqft |
| Basement Area | 1,179 sqft |
| Family Room | Family Room |
| Flooring | Subfloor |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 14,636 sqft (0.335 acres) |
| Lot Dimensions | 122 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 424 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0810152004035 |
|---|---|
| Old Parcel Number | 0810152004035 |
| Street Address | 123 KRIDER DR |
| City | MIDDLEBURY |
| State | IN |
| Zip | 46540-9034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | HIGHLAND PARK LOT 53 |
| Legal Subdivision | HIGHLAND PARK |
| Legal Block | 152 |
| Legal Lot Number | 53 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | MIDDLEBURY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 804 |
123 Krider Dr is owned and occupied by two individuals.
Source: Elkhart County records, as of March 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 KRIDER DR, MIDDLEBURY, IN 46540-9034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2023 | Transfer on Death Deed, Transfer |
| Oct 24, 2019 | Loan Modification, Mortgage FIRST ST BK/MIDDLEBURY |
| Nov 2, 2018 | Loan Modification, Mortgage FIRST ST BK/MIDDLEBURY |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Mar 31, 2023 |
| Property Address | 123 KRIDER DR, MIDDLEBURY, IN 46540-9034 |
| Document Number | 0000005058 |
| Map Reference | MB 19 PG 20 |
| Instrument Date | Mar 29, 2023 |
| Instrument | 2023-05058 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 KRIDER DR, MIDDLEBURY, IN 46540-9034 |
| Name | Verified Name |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 123 KRIDER DR, MIDDLEBURY, IN 46540-9034 |
| Document Number | 0000022508 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 123 KRIDER DR MIDDLEBURY IN 465409034, MIDDLEBURY, IN 46540-9034 |
| Document Number | 0000022508 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 22508 |
| Name | FIRST ST BK/MIDDLEBURY |
|---|---|
| Type | Bank |
| Address | MIDDLEBURY, IN 46540 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Oct 27, 2029 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 123 KRIDER DR, MIDDLEBURY, IN 46540-9034 |
| Document Number | 0000023086 |
| Instrument Date | Nov 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 123 KRIDER DR MIDDLEBURY IN 465409034, MIDDLEBURY, IN 46540-9034 |
| Document Number | 0000023086 |
|---|---|
| Date | Nov 6, 2018 |
| Instrument | 23086 |
| Name | FIRST ST BK/MIDDLEBURY |
|---|---|
| Type | Bank |
| Address | MIDDLEBURY, IN 46540 |
| Term | 120 Months |
|---|---|
| Due | Nov 5, 2028 |
Source: Elkhart County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Middlebury Township |
| Municipality | Middlebury Town |
| Unified School District | Middlebury Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $428,700 (+7.82%) Land $37,700 Building $391,000 | $428,700 (+7.82%) Land $37,700 Building $391,000 | |
| 2024 | $4,068.00 | $397,600 (+7.34%) Land $37,700 Building $359,900 | $397,600 (+7.34%) Land $37,700 Building $359,900 |
| 2023 | $370,400 (+8.78%) Land $37,700 Building $332,700 | $370,400 (+8.78%) Land $37,700 Building $332,700 | |
| 2022 | $3,405.00 Homeowner's exemption | $340,500 Land $37,700 Building $302,800 | $340,500 Land $37,700 Building $302,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Krider Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 123 Krider Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLEBURY WATER DEPARTMENT serves 3,420 people · EPA ID IN5220014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Frontier, Mercury Fiber, New Paris Telephone Company.
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