123 Joy Ave, Delaware, OH 43015 Property Records

Delaware County property record for 123 Joy Ave, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1972
Lot Size	0.208 acres (9,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,900 (Jun 2025)
Tax Bill	$3,475 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`519-442-02-014-000`

Property Details

APN / Parcel Number

Primary APN	`519-442-02-014-000`
Alternative APN	`144191.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,322 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,060 sqft (0.208 acres)
Lot Dimensions	181 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	123 JOY AVE
City	DELAWARE
State	OH
Zip	43015-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1669
Legal Subdivision	WEDGEWOOD SEC 02
Legal Lot Number	1669
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	3
Census Block	3004
Census Tract	10200

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Prior Sale	Dec 16, 2020 · Amount on Record
Deed Document Number	202514617
Deed Book / Page	2164 / 40
Prior Transfer Date	Dec 5, 2000
Prior Transfer Doc	0000018456
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Dec 16, 2020
Property Address	123 JOY AVE, DELAWARE, OH 43015-1818
Document Number	0000051151
Book / Page	1804 / 2374
Map Reference	MB 4 PG 243
Instrument Date	Nov 23, 2020
Instrument	202000051151
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	LANDSEL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6850 MILLER RD, BRECKSVILLE, OH 44141-3222
Mail Care Of	CROSSCOUNTRY MORTGAGE

Mortgage

Document Number	0000051152
Date	Dec 16, 2020
Instrument	202000051152

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	123 JOY AVE, DELAWARE, OH 43015-1818
Document Number	0000023405
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018
Title Company	MORTGAGE INFORMATION SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 JOY AVE DELAWARE OH 430151818, DELAWARE, OH 43015-1818

Mortgage

Document Number	0000023405
Date	Aug 30, 2018
Book Page	001591/002694
Instrument	23405

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,475.00 (+41.49%)	$69,870 (+34.31%) Land $12,360 Building $57,510	$199,600 (+34.32%) Land $35,300 Building $164,300
2024	$2,456.00 (-0.16%) Homeowner's exemption	$52,020 (-) Land $12,360 Building $39,660
2023	$2,460.00 Homeowner's exemption	$52,020 Land $12,360 Building $39,660	$148,600 Land $35,300 Building $113,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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