123 Jefferson Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 123 Jefferson Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,302 sqft · built 1986
Lot Size	0.67 acres (29,313 sqft)
Owner	Company Name on File
Last Sale	$244,000 (May 2026)
Tax Bill	$7,334 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-19-368-008-000`

Property Details

APN / Parcel Number

Primary APN	`08-19-368-008-000`
Alternative APN	`08191810400800 00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,302 sqft Living Area
1st Floor Area	2,302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	29,313 sqft (0.67 acres)
Garage Area	576 sqft
Driveway	Concrete Driveway
Driveway Area	840 sqft

Exterior Amenities

Porch	Slab
Porch Area	504 sqft
Deck Area	168 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	123 JEFFERSON DR
City	WATERLOO
State	IL
Zip	62298-1554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR5
Legal Description	LOT 73 EAST RIDGE 4
Legal Range	09W
Legal Township	02S
Legal Section	19
Legal Subdivision	EAST RIDGE
Legal Lot Number	73
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	1
Census Block	1008
Census Tract	600401

Owner

123 Jefferson Dr is owned by a company that bought it in May 2026.

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	510 JUNGERMANN RD, SAINT PETERS, MO 63376-2730
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE
Apr 20, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
May 1, 2026	Deed, Transfer FIRST AMERICAN TITLE
May 22, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Jul 16, 2019	Special Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Prior Sale	Apr 20, 2026 · Amount on File
Deed Document Number	2026442370
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Recording Date	Jul 1, 2026
Property Address	123 JEFFERSON DR, WATERLOO, IL 62298-1554
Document Number	0000443261
Instrument Date	Jun 17, 2026
Instrument	2026443261
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	510 JUNGERMANN RD, SAINT PETERS, MO 63376-2730

Mortgage

Document Number	0000443261,
Date	Jul 1, 2026
Instrument	2026443261

Lender

Name	BANK OF OLD MONROE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jun 17, 2029

Interest

Rate	6.75%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Apr 20, 2026
Property Address	123 JEFFERSON DR, WATERLOO, IL 62298-1554
Document Number	0000442184
Instrument Date	Mar 19, 2026
Instrument	2026.442184
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$36,966.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	510 JUNGERMANN RD, SAINT PETERS, MO 63376-2730

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	May 1, 2026
Property Address	123 JEFFERSON DR, WATERLOO, IL 62298-1554
Document Number	0000442370
Instrument Date	Mar 19, 2026
Instrument	2026.442370
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$36,966.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	510 JUNGERMANN RD, SAINT PETERS, MO 63376-2730

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	123 JEFFERSON DR, WATERLOO, IL 62298-1554
Document Number	0000408334
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 JEFFERSON DR WATERLOO IL 622981554, WATERLOO, IL 62298-1554

Mortgage

Document Number	0000408334
Date	Jun 1, 2020
Instrument	408334

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

July 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jul 16, 2019
Property Address	123 JEFFERSON DR, WATERLOO, IL 62298-1554
Document Number	0000402486
Instrument Date	Jul 15, 2019
Instrument	402486
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$316.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 JEFFERSON DR, WATERLOO, IL 62298-1554

Mortgage

Document Number	0000402487
Date	Jul 16, 2019
Instrument	402487

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 123 Jefferson Dr was $7,334, up 8.4% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,334.00 (+8.41%)	$120,200 (+5.16%) Land $19,640 Building $100,560	$360,600 (+5.16%) Land $58,920 Building $301,680
2024	$6,765.00	$114,302 Land $18,725 Building $95,577	$342,906 Land $56,175 Building $286,731
2022	Disabled Person's exemption Additional exemption filed	$95,990 Land $17,130 Building $78,860	$287,970 Land $51,390 Building $236,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 123 Jefferson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 123 Jefferson Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Wisper ISP.

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