123 Jaycrest Rd, Duck (Kitty Hawk), NC 27949 Property Records

Dare County property record for 123 Jaycrest Rd, Duck, NC 27949

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,380 sqft · built 2022
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on File
Last Sale	$239,000 (Sep 2021)
Tax Bill	$4,144 (2026)
Deeds & Mortgages	Mar 2022 Construction Loan Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`986805098700`

Property Details

APN / Parcel Number

Primary APN	`986805098700`
Alternative APNs	`98680598700` `029790000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,380 sqft Finished Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Other
Lot Area	16,000 sqft (0.367 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	986805098700
Street Address	123 JAYCREST RD
City	KITTY HAWK
State	NC
Zip	27949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 34 BLK: SEC: 3 PL: 7 SL: 9
Legal Subdivision	JAY CREST
Legal Lot Number	34
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1019
Census Tract	970101

Owner

123 Jaycrest Rd is owned by two individuals who bought it in September 2021.

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9221 CALABRIA DR, 105, RALEIGH, NC 27617-7891
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Construction Mortgage AFFILIATED MORTGAGE SERVICES
Sep 21, 2021	Warranty Deed, Transfer · Commercial Mortgage SOUTHERN BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2021 · Amount on File
Deed Sale	Sep 21, 2021 · Amount on File
Deed Document Number	2021700105928
Deed Book / Page	2546 / 648
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	123 JAYCREST RD, DUCK, NC 27949-4590
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9221 CALABRIA DR 105, 105, RALEIGH, NC 27617-7891

Mortgage

Document Number	002601/553
Date	Mar 15, 2022
Book Page	2601/553
Instrument	700114988

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Mortgage Company
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	Other
Max Rate	8.12%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Sep 21, 2021
Property Address	123 JAYCREST RD, DUCK, NC 27949-4590
Document Number	002546/648
Book / Page	2546 / 648
Map Reference	MB 7 PG 9
Instrument Date	Sep 21, 2021
Instrument	700105928
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 N ROCKBURN ST, YORK, PA 17402-2335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9221 CALABRIA DR UNIT 105, 105, RALEIGH, NC 27617-7891

Mortgage

Document Number	0700105929
Date	Sep 21, 2021
Instrument	700105929

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 123 Jaycrest Rd was $4,144, up 2.4% from the year before.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Duck Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,144.00 (+2.45%)	$912,800 (-) Land $318,300 Building $594,500	$912,800 Land $318,300 Building $594,500
2025	$4,045.00	$912,800 Land $318,300 Building $594,500
2023	$3,351.00	$540,200 Land $154,400 Building $385,800
2020			$912,800 Land $318,300 Building $594,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Jaycrest Rd in Zone X, an area of minimal flood risk, though there have been 732 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,132 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,493 units insured incl. 361 condo units
Nearby Flood Claims	732 (1978–2024)
Claims Outside the SFHA	327 of 732
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Matthew, Oct 2016 · 128 claims Hurricane Irene, Aug 2011 · 119 claims Hurricane Isabel, Sep 2003 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Jaycrest Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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