123 Hull Rd, Casar, NC 28020 Property Records

Cleveland County property record for 123 Hull Rd, Casar, NC 28020

Property Summary

Property Type	Single Family Home
Details	1,372 sqft · built 1929
Lot Size	1.95 acres (85,157 sqft)
Owner	2 Individual Names on Record
Tax Bill	$656 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`60232`

Property Details

APN / Parcel Number

Primary APN	`60232`
Alternative APN	`1319922`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,372 sqft Finished Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Lot Area	85,157 sqft (1.95 acres)
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	501 sqft
Canopy	60 sqft
Lean-To	220 sqft
Storage Building	140 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1319922
Street Address	123 HULL RD
City	CASAR
State	NC
Zip	28020-8756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#2 PB40-117 RD 1634
Legal Subdivision	TOLUCA
Legal Block	2
Legal Lot Number	114
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3051
Census Tract	950101

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 HULL RD, CASAR, NC 28020-8756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Oct 21, 2019	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Apr 12, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Apr 12, 2018	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FIN'L
Jul 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage DOROTHY D MURRAY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	123 HULL RD, CASAR, NC 28020-8756
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018821310
Date	Sep 14, 2022
Book Page	1882/1310
Instrument	200078290

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	SHELBY, NC 28151

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	123 HULL RD, CASAR, NC 28020-8756
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018002425
Date	Oct 21, 2019
Book Page	1800/2425
Instrument	200031877

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 12, 2018
Property Address	123 HULL RD, CASAR, NC 28020-8756
Document Number	0017650558
Book / Page	001765 / 000558
Instrument Date	Apr 11, 2018
Instrument	12375
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	123 HULL RD CASAR NC 280208756, CASAR, NC 28020-8756

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 12, 2018
Property Address	123 HULL RD, CASAR, NC 28020-8756
Document Number	0017650399
Book / Page	001765 / 000399
Instrument Date	Apr 11, 2018
Instrument	12344
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$248.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	131 HULL RD CASAR NC 280208756, CASAR, NC 28020-8756

Mortgage

Document Number	17650402
Date	Apr 12, 2018
Book Page	001765/000402
Instrument	12345

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	123 HULL RD, CASAR, NC 28020-8756
Document Number	0017460904
Book / Page	001746 / 000904
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	131 HULL RD CASAR NC 280208756, CASAR, NC 28020-8756

Mortgage

Document Number	0017460904
Date	Jul 11, 2017
Book Page	001746/000904
Instrument	2506

Lender

Name	DOROTHY D MURRAY
Address	4037 WINDWARD TRL, ANDERSON, SC 29621-4462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$656.00 (+7.89%)	$95,897 (-) Land $24,306 Building $71,591	$95,897 (-) Land $24,306 Building $71,591
2025	$608.00	$95,897 (+113.25%) Land $24,306 Building $71,591	$95,897 (+113.25%) Land $24,306 Building $71,591
2023		$44,969 Land $17,237 Building $27,732	$44,969 Land $17,237 Building $27,732

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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