Kent County property record for 123 Holmes St, Dover, DE 19901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,224 sqft · built 1992 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual on Record |
| Tax Bill | $1,063 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-05-077.11-03-50.00-000 |
| Primary APN | 2-05-077.11-03-50.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,224 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 100 ft deep x 35 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Porch | Slab |
| Porch Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 11785 |
|---|---|
| Street Address | 123 HOLMES ST |
| City | DOVER |
| State | DE |
| Zip | 19901-8405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG3 |
| Legal Description | STONEY CREEK, LOT #115 123 HOLMES STREET |
| Legal Subdivision | STONEY CREEK |
| Legal Lot Number | 115 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 41000 |
Source: Kent County assessment roll, as of September 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 123 HOLMES ST, DOVER, DE 19901-8405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC |
| Oct 14, 2020 | Deed, Transfer · Commercial Mortgage FINANCE OF AMERICA COMMERCIAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2024 |
| Deed Sale | May 8, 2024 |
| Prior Sale | Feb 16, 2021 · Amount on Record |
| Deed Document Number | 2024492998 |
| Deed Book / Page | 12979 / 7 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Feb 16, 2021 |
| Property Address | 123 HOLMES ST, DOVER, DE 19901-8405 |
| Document Number | 0000409014 |
| Book / Page | 10809 / 168 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 2021-409014 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 HOLMES ST, DOVER, DE 19901-8405 |
| Document Number | 0000409015 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 2021-409015 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Oct 14, 2020 |
| Property Address | 123 HOLMES ST, DOVER, DE 19901-8405 |
| Document Number | 0000397507 |
| Book / Page | 10491 / 35 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 2020-397507 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 142 COLONY DR, 142, DOVER, DE 19904-2686 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 10, DOVER, DE 19903-0010 |
| Investor | Possibly a Property Investor |
| Document Number | 0000397508 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 2020-397508 |
| Name | FINANCE OF AMERICA COMMERCIAL |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 19 Months |
| Due | May 1, 2022 |
Source: Kent County assessment roll, as of September 8, 2025
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Dover City |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,063.00 (+24.62%) | $180,900 (+523.79%) Land $55,500 Building $125,400 |
| 2023 | $853.00 | $29,000 Land $3,300 Building $25,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1983–2013) |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.1% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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