123 Holladay Dr, Cheney, WA 99004 Property Records

Spokane County property record for 123 Holladay Dr, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1971
Lot Size	0.175 acres (7,642 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Aug 2024)
Tax Bill	$3,321 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13143.0811`

Property Details

APN / Parcel Number

Primary APN	`13143.0811`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2022
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,642 sqft (0.175 acres)

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	123 HOLLADAY DR
City	CHENEY
State	WA
Zip	99004-1107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CALDWELL SECOND ADD L11 B4
Legal Range	41E
Legal Township	23N
Legal Section	14
Legal Subdivision	CALDWELL SECOND ADD
Legal Block	2
Legal Lot Number	11
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	2
Census Block	2010
Census Tract	14002

Owner

123 Holladay Dr is owned by an individual who acquired it in October 2025.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	7012 N AUDUBON DR, SPOKANE, WA 99208-4501
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Oct 27, 2025	Intrafamily Transfer, Transfer WFG
Oct 21, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2024 · Amount on File
Deed Sale	Aug 16, 2024 · Amount on File
Prior Sale	Oct 21, 2019 · Amount on File
Deed Document Number	20247367073
Last Transfer Date	Oct 21, 2025
Transfer Doc	0007449577
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	123 HOLLADAY DR, CHENEY, WA 99004-1107
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 HOLLADAY DR, CHENEY, WA 99004-1107

Mortgage

Document Number	0007450446
Date	Oct 31, 2025
Instrument	7450446

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Oct 27, 2025
Property Address	123 HOLLADAY DR, CHENEY, WA 99004-1107
Document Number	0007449577
Map Reference	VOL 6 PG 79
Instrument Date	Oct 21, 2025
Instrument	7449577
Transaction Type	Transfer
Record Updated	Nov 10, 2025
Title Company	WFG

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7012 N AUDUBON DR, SPOKANE, WA 99208-4501

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 21, 2019
Property Address	123 HOLLADAY DR, CHENEY, WA 99004-1107
Document Number	0006855208
Map Reference	VOL 9 PG 92
Instrument Date	Oct 7, 2019
Instrument	6855208
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,298.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4104 241ST ST NE, ARLINGTON, WA 98223-9015

Mortgage

Document Number	0006855209
Date	Oct 21, 2019
Instrument	6855209

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 123 Holladay Dr was $3,321, up 17.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,321.00 (+17.1%)	$311,300 (+19%) Land $80,000 Building $231,300	$311,300 (+19%) Land $80,000 Building $231,300
2025	$2,836.00 (+15.76%)	$261,600 (+4.68%) Land $75,000 Building $186,600	$261,600 (+4.68%) Land $75,000 Building $186,600
2024	$2,450.00 (+16.83%)	$249,900 (+29.48%) Land $75,000 Building $174,900	$249,900 (+29.48%) Land $75,000 Building $174,900
2023	$2,097.00 (-2.1%)	$193,000 Land $40,000 Building $153,000	$193,000 Land $40,000 Building $153,000
2022	$2,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Holladay Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Holladay Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 62% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DCI Cable	1,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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