123 Hill Ferry Rd, Como, NC 27818 Property Records

Hertford County property record for 123 Hill Ferry Rd, Como, NC 27818

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,925 sqft · built 1978
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$268,000 (Oct 2025)
Tax Bill	$1,764 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5979-78-4346`

Property Details

APN / Parcel Number

Primary APN	`5979-78-4346`
Alternative APN	`5979784346000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,925 sqft Living Area
1st Floor Area	1,925 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	131 ft deep x 245 ft wide
Garage Type	Carport
Garage Area	273 sqft
Carport	Carport
Carport Area	273 sqft
Porch	Slab
Porch Area	245 sqft
Deck Area	273 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	123 HILL FERRY RD
City	COMO
State	NC
Zip	27818-9572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-30
Legal Description	PT COURTHOUSE SCHOOL LOT
Jurisdiction	HERTFORD NC
Township / Civil Division	MANEYS NECK
Census Block Group	1
Census Block	1046
Census Tract	950102

Owner

123 Hill Ferry Rd is owned and occupied by an individual who bought it in October 2025.

Source: Hertford County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	123 HILL FERRY RD, COMO, NC 27818-9572
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 27, 2025	Warranty Deed, Transfer · VA Mortgage SECURE CHOICE LENDING
Aug 17, 2018	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Sep 1, 2017	Special Warranty Deed, Transfer
May 26, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2025 · Amount on File
Deed Sale	Oct 27, 2025 · Amount on File
Prior Sale	Aug 17, 2018 · Amount on File
Deed Document Number	2025338014
Deed Book / Page	870 / 70
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERTFORD NC
Property Address	123 HILL FERRY RD, COMO, NC 27818-9572
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 HILL FERRY RD, COMO, NC 27818-9572

Mortgage

Document Number	000848/650
Date	Apr 25, 2023
Book Page	848/650
Instrument	333447

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 20, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERTFORD NC
Recording Date	Oct 27, 2025
Property Address	123 HILL FERRY RD, COMO, NC 27818-9572
Document Number	0000870/70
Book / Page	870 / 70
Map Reference	MB 487 PG 757
Instrument Date	Oct 21, 2025
Instrument	338014
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$536.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1332 DETROIT AVE, YOUNGSTOWN, OH 44502-2814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 HILL FERRY RD, COMO, NC 27818-9572
Investor	Possibly a Property Investor

Mortgage

Document Number	0000338015
Date	Oct 27, 2025
Instrument	338015

Lender

Name	SECURE CHOICE LENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERTFORD NC
Recording Date	Aug 17, 2018
Property Address	123 HILL FERRY RD, COMO, NC 27818-9572
Document Number	000802/452
Book / Page	802 / 452
Map Reference	MB487 PG757
Instrument Date	Aug 17, 2018
Instrument	323766
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$317.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 312, COLERAIN, NC 27924-0312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 HILL FERRY RD, COMO, NC 27818-9572

Mortgage

Document Number	0000323767
Date	Aug 17, 2018
Instrument	323767

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

September 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERTFORD NC
Recording Date	Sep 1, 2017
Property Address	123 HILL FERRY RD, COMO, NC 27818-9572
Document Number	000794/406
Book / Page	794 / 406
Instrument Date	Aug 10, 2017
Instrument	321916
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 LAZY HILL DR, COLERAIN, NC 27924-9309

May 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	HERTFORD NC
Recording Date	May 26, 2017
Property Address	123 HILL FERRY RD, COMO, NC 27818-9572
Document Number	000791/895
Book / Page	791 / 895
Instrument Date	May 22, 2017
Instrument	321358
Transaction Type	Foreclosure
Record Updated	Sep 21, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 S MCPHERSON CHURCH RD STE 232, 232, FAYETTEVILLE, NC 28303-4995

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 WINDY RIDGE PKWY SE # 200, 200, ATLANTA, GA 30339-5665

Tax Assessment & Valuation

The 2026 property tax bill for 123 Hill Ferry Rd was $1,764.

Source: Hertford County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Hertford County
Unified School District	Hertford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,764.00	$177,949 (-)
2025	$1,764.00	$177,949
2023	$1,591.00 (+4.6%)	$157,949 (-)
2022	$1,521.00	$157,949 Land $14,985 Building $142,964
2021			$157,949 Land $14,985 Building $142,964
2019			$177,949

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Hill Ferry Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Hill Ferry Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERTFORD COUNTY RURAL WATER serves 7,970 people · EPA ID NC0446045
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Fybe.

Cell Coverage

5G (outdoors only) and 4G LTE

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