Cheshire County and Troy Town property record for 123 High St, Troy, NH 03465
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,502 sqft · built 1940 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Aug 2024) |
| Tax Bill | $7,190 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Jun 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | TROY M:019 B:0001 L:0000 |
| Primary APN | TROY M:019 B:0001 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,502 sqft Living Area |
| Gross Area | 2,526 sqft |
| 1st Floor Area | 792 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 123 HIGH ST |
|---|---|
| City | TROY |
| State | NH |
| Zip | 03465-2670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL |
| Legal Block | 1 |
| Jurisdiction | TROY TOWN NH |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 970800 |
Source: Cheshire County and Troy Town records · APN TROY M:019 B:0001 L:0000
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 420B W RIVER ST, ORANGE, MA 01364-1428 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Sep 23, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jun 01, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BAR HARBOR BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 27, 2024 · Amount on Record |
| Deed Sale | Aug 27, 2024 · Amount on Record |
| Prior Sale | May 15, 2019 · Amount on Record |
| Deed Document Number | 20245698 |
| Deed Book / Page | 3285 / 1377 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TROY TOWN NH |
| Property Address | 123 HIGH ST, TROY, NH 03465-2670 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 003324-243 |
|---|---|
| Date | Sep 23, 2025 |
| Book Page | 3324/243 |
| Instrument | 2507296 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TROY TOWN NH |
| Property Address | 123 HIGH ST, TROY, NH 03465-2670 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003165-863 |
|---|---|
| Date | Jun 01, 2021 |
| Book Page | 3165/863 |
| Instrument | 2105867 |
| Name | BAR HARBOR BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Cheshire County and Troy Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Cheshire County |
| County Subdivision | Troy Town |
| Unified School District | Monadnock Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,190.00 (+15.87%) | $333,800 (-) Land $42,800 Building $291,000 |
| 2024 | $6,205.00 (+18.3%) | $333,800 (+121.35%) Land $42,800 Building $291,000 |
| 2018 | $5,245.00 | $150,800 Land $38,500 Building $112,300 |
Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 43 locations within half a mile of this property.
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