Surry County property record for 123 Hemlock St, Lowgap, NC 27024
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,314 sqft · built 1946 |
| Lot Size | 0.197 acres (8,581 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $29,000 (Feb 1997) |
| Tax Bill | $475 (2026) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4051-01-05-8547 |
| Primary APN | 4051-01-05-8547 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,314 sqft Living Area |
| 1st Floor Area | 954 sqft |
| Attic | Attic |
| Attic Area | 360 sqft |
| Basement Area | 820 sqft |
| Unfinished Basement | 820 sqft |
| Flooring | Parquet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,581 sqft (0.197 acres) |
| Porch | Slab |
| Porch Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100059676 |
|---|---|
| Street Address | 123 HEMLOCK ST |
| City | LOWGAP |
| State | NC |
| Zip | 27024-8226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RG |
| Legal Description | HEMLOCK ST |
| Legal Subdivision | LOWGAP |
| Jurisdiction | SURRY NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 930803 |
Source: Surry County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 123 HEMLOCK ST, LOWGAP, NC 27024-8226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 1997 · Amount on Record |
| Deed Sale | Feb 1, 1997 · Amount on Record |
| Prior Sale | Apr 1, 1986 · Amount on Record |
| Deed Book / Page | 638 / 177 |
| Last Transfer Date | Jun 25, 2008 |
| Transfer Doc | 1251/0572 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 123 HEMLOCK ST, LOWGAP, NC 27024-8226 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0015930181 |
|---|---|
| Date | May 5, 2017 |
| Book Page | 1593/0181 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2032 |
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $475.00 (-2.46%) | $56,230 (-21.71%) Land $9,900 Building $46,330 | $56,230 (-21.71%) Land $9,900 Building $46,330 |
| 2025 | $487.00 (+24,25%) | $71,820 (+27.73%) Land $9,900 Building $61,920 | $71,820 (+27.73%) Land $9,900 Building $61,920 |
| 2023 | $2.00 | $56,230 Land $9,900 Building $46,330 | $56,230 Land $9,900 Building $46,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Fastlink Communications.
No cell data coverage reported
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