123 Hemlock Ln, Madison, MS 39110 Property Records

Madison County property record for 123 Hemlock Ln, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3,333 sqft · built 2011
Owner	2 Individual Names on Record
Tax Bill	$2,674 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`081F-13-457`

Property Details

APN / Parcel Number

Primary APN	`081F-13-457`
Alternative APNs	`081F-13-457/00.00` `49014`

Interior

Stories	1 Story
Building Area	3,333 sqft Adjusted Area
1st Floor Area	2,742 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	49014
Old Parcel Number	081F-13 -457/00.00
Street Address	123 HEMLOCK LN
City	MADISON
State	MS
Zip	39110-6818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT B-224 ASHBROOKE PHASE B PT 3-B
Legal Range	01E
Legal Township	08N
Legal Section	13
Legal Subdivision	ASHBROOKE PH B PT 3B
Legal Phase	B
Legal Lot Number	B-224
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2012
Census Tract	30402

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 HEMLOCK LN, MADISON, MS 39110-6818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 20, 2019	Deed of Trust, Mortgage BANCORPSOUTH
Sep 17, 2018	Warranty Deed, Transfer BANCORPSOUTH
Sep 11, 2018	Deed of Trust, Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2018
Deed Sale	Sep 17, 2018
Prior Sale	Jun 8, 2016
Deed Document Number	0000364817
Deed Book / Page	3648 / 17
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	123 HEMLOCK LN, MADISON, MS 39110-6818
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 HEMLOCK LN, MADISON, MS 39110-6818

Mortgage

Document Number	004125/312
Date	Oct 29, 2021
Book Page	4125/312
Instrument	943076

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	123 HEMLOCK LN, MADISON, MS 39110-6818
Document Number	0000873246
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 HEMLOCK LN MADISON MS 391106818, MADISON, MS 39110-6818

Mortgage

Document Number	0000873246
Date	Sep 25, 2019
Book Page	003768/000889
Instrument	873246

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 24, 2034

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Sep 17, 2018
Property Address	123 HEMLOCK LN, MADISON, MS 39110-6818
Document Number	0000847852
Book / Page	003648 / 000017
Instrument Date	Sep 14, 2018
Instrument	847852
Transaction Type	Transfer
Record Updated	Oct 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	123 HEMLOCK LN MADISON MS 391106818, MADISON, MS 39110-6818

Mortgage

Document Number	847853
Date	Sep 17, 2018
Book Page	003648/000020
Instrument	847853

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2048

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	123 HEMLOCK LN, MADISON, MS 39110-6818
Document Number	0000848151
Instrument Date	Sep 11, 2018
Transaction Type	Mortgage
Record Updated	Oct 5, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	123 HEMLOCK LN MADISON MS 391106818, MADISON, MS 39110-6818

Mortgage

Document Number	0000848151
Date	Sep 21, 2018
Book Page	003649/000761
Instrument	848151

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,674.00 (+0.6%) Homeowner's exemption	$28,972 (+0.54%)	$289,720 (+0.54%) Land $45,000 Building $244,720
2024	$2,658.00
2023	$2,658.00 Homeowner's exemption	$28,817	$288,170 Land $45,000 Building $243,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CMU - LAKE CAROLINE serves 8,511 people · EPA ID MS0450034
Water Source	Groundwater
Also Mapped Here	BEAR CREEK W/A-WEST
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	499 / 285
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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