123 Helen Ave, Poca, WV 25159 Property Records

Putnam County property record for 123 Helen Ave, Poca, WV 25159

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,018 sqft · built 2017
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (May 2026)
Tax Bill	$1,653 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-227A-0047.0000`

Property Details

APN / Parcel Number

Primary APN	`08-227A-0047.0000`
Alternative APNs	`40-08-227A-0047.0000` `00046081`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,018 sqft Living Area
1st Floor Area	2,548 sqft
Basement Area	744 sqft
Finished Basement	744 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	103 ft deep x 106 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00046081
Street Address	123 HELEN AVE
City	POCA
State	WV
Zip	25159-6830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 LEE ACRES SUBD (0.27 AC CALC)
Legal Subdivision	LEE ACRES SUB
Legal Lot Number	20
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	1
Census Block	1023
Census Tract	20500

Owner

Source: Putnam County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 HELEN AVE, POCA, WV 25159-6830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE CORPORATION
Mar 7, 2018	Deed of Trust, Mortgage · ARM CITY NATIONAL BANK OF WEST VIRGINIA
Mar 7, 2018	Deed, Transfer · ARM CITY NATIONAL BANK OF WEST VIRGINIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Mar 7, 2018 · Amount on Record
Deed Document Number	2026
Deed Book / Page	648 / 988
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM WV
Recording Date	May 1, 2026
Property Address	123 HELEN AVE, POCA, WV 25159-6830
Document Number	0648000988
Book / Page	648 / 988
Instrument Date	Apr 20, 2026
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67,771.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	123 HELEN AVE, POCA, WV 25159-6830
Investor	Possibly a Property Investor

Mortgage

Document Number	1411000261,
Date	May 1, 2026
Book Page	1411/261

Lender

Name	GATEWAY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	123 HELEN AVE, POCA, WV 25159-6830
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1183/537
Date	Mar 7, 2018
Book Page	1183/537
Instrument	004361160018

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	CHARLESTON, WV 25313

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2021
Change Frequency	3 Years
Min Rate At Change	2.87%
Max Rate At Change	5.49%
Index	3-Year CMT
Max Rate	7.49%

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM WV
Recording Date	Mar 7, 2018
Property Address	123 HELEN AVE, POCA, WV 25159-6830
Document Number	000564/990
Book / Page	0564 / 990
Map Reference	DD 555 PG 41
Instrument Date	Jan 10, 2018
Instrument	004361150003
Transaction Type	Transfer
Record Updated	May 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$844.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 HELEN AVE, POCA, WV 25159-6830

Mortgage

Document Number	001183/537
Date	Mar 7, 2018
Book Page	1183/537
Instrument	004361160018

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	CHARLESTON, WV 25313

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2021
Change Frequency	3 Years
Min Rate At Change	2.87%
Max Rate At Change	5.49%
Index	3-Year CMT
Max Rate	7.49%

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,653.00 (+18.32%)	$130,800 (+13.72%) Land $19,320 Building $111,480	$218,000 (+13.72%) Land $32,200 Building $185,800
2023	$1,397.00 (+2.27%)	$115,020 (+1.43%) Land $19,320 Building $95,700	$191,700 (+1.43%) Land $32,200 Building $159,500
2022	$1,366.00	$113,400 Land $19,320 Building $94,080	$189,000 Land $32,200 Building $156,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1997–2021)
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 46% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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