Lorain County property record for 123 Harwood St, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,324 sqft · built 1930 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $183,000 (Apr 2026) |
| Tax Bill | $2,487 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-035-110-005 |
| Primary APN | 06-25-035-110-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,324 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 98 ft deep x 51 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 123 HARWOOD ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LERSCH 50 X 90 |
| Legal Subdivision | LERSCH |
| Legal Tract | 25 |
| Legal Block | 110 |
| Legal Lot Number | 5 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 70700 |
Source: Lorain County records, as of April 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 123 HARWOOD ST, ELYRIA, OH 44035-3916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Apr 1, 2026 | Warranty Deed, Transfer · VA Mortgage COMMUNITY STAR CREDIT UNION |
| Apr 11, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on Record |
| Deed Sale | Apr 1, 2026 · Amount on Record |
| Prior Sale | Oct 17, 2014 · Amount on Record |
| Deed Document Number | 202690188 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 1, 2026 |
| Property Address | 123 HARWOOD ST, ELYRIA, OH 44035-3916 |
| Document Number | 0000090188 |
| Instrument Date | Mar 28, 2026 |
| Instrument | 202690188 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $73,932.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 123 HARWOOD ST, ELYRIA, OH 44035-3916 |
| Investor | Possibly a Property Investor |
| Document Number | 0000090189, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 202690189 |
| Name | COMMUNITY STAR CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 11, 2022 |
| Property Address | 123 HARWOOD ST, ELYRIA, OH 44035-3916 |
| Document Number | 0000870676 |
| Map Reference | VOL 6 PG 22 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 2022-0870676 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Title Company | NEW LAND TITLE AGENCY, NETWORK LAND TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 HARWOOD ST, ELYRIA, OH 44035-3916 |
| Document Number | 0000870677 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 2022-0870677 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,487.00 (-0.12%) Homeowner's exemption | $52,120 (-0.01%) Land $10,380 Building $41,740 | $148,930 (-) Land $29,670 Building $119,260 |
| 2024 | $2,490.00 (+18.23%) | $52,126 (+37.48%) Land $10,385 Building $41,741 | $148,930 (+37.48%) Land $29,670 Building $119,260 |
| 2023 | $2,106.00 (+0.72%) | $37,916 (-0.01%) Land $7,385 Building $30,531 | $108,330 (-) Land $21,100 Building $87,230 |
| 2022 | $2,091.00 | $37,920 Land $7,390 Building $30,530 | |
| 2021 | $108,330 Land $21,100 Building $87,230 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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