123 Hames Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 123 Hames Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 824 sqft · built 1935
Lot Size	0.693 acres (30,187 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (May 1994)
Tax Bill	$4,477 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`108-071-32`

Property Details

APN / Parcel Number

Primary APN	`108-071-32`
Alternative APN	`108-071-32-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	824 sqft Living Area
Gross Area	1,204 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	30,187 sqft (0.693 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	123 HAMES RD
City	WATSONVILLE
State	CA
Zip	95076-0502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	CORRALITOS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1008
Census Tract	122402

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 HAMES RD, WATSONVILLE, CA 95076-0502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 1994 · Amount on Record
Deed Sale	May 10, 1994 · Amount on Record
Deed Document Number	199435190
Deed Book / Page	5503 / 467
Last Transfer Date	Aug 5, 2013
Transfer Doc	0000040153
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	123 HAMES RD, WATSONVILLE, CA 95076-0502
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 HAMES RD, WATSONVILLE, CA 95076-0502

Mortgage

Document Number	0000032152
Date	Dec 5, 2022
Instrument	2022-0032152

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	123 HAMES RD, WATSONVILLE, CA 95076-0502
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 HAMES RD, WATSONVILLE, CA 95076-0502

Mortgage

Document Number	0000047996
Date	Sep 20, 2021
Instrument	2021-0047996

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company
Address	PORTLAND, OR 97209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	123 HAMES RD, WATSONVILLE, CA 95076-0502
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 HAMES RD, WATSONVILLE, CA 95076-0502

Mortgage

Document Number	0000011870
Date	Feb 26, 2021
Instrument	2021-0011870

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company
Address	PORTLAND, OR 97209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,738 (+2%) Land $199,378 Building $121,360
2025	$4,477.00 (+10.63%) Homeowner's exemption	$314,449 (+4.04%) Land $195,469 Building $118,980
2023	$4,047.00 (+2.33%) Homeowner's exemption	$302,239 Land $187,879 Building $114,360	$721,800
2022	$3,955.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Cruzio.

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