123 Guy Ln, Pottsboro, TX 75076 Property Records

Grayson County property record for 123 Guy Ln, Pottsboro, TX 75076

Property Summary

Property Type	Single Family Home
Details	2,629 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,593 (2023)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022 7165029`

Property Details

APN / Parcel Number

Primary APN	`022 7165029`
Alternative APN	`258670`

Interior

Building Area	2,629 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	194 ft deep x 225 ft wide
Garage Type	Attached
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Location & Zoning

Account Number	258670
Street Address	123 GUY LN
City	POTTSBORO
State	TX
Zip	75076-3634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRANDON V LAKE LIVING, LOT 29, ACRES 1.0
Legal Subdivision	BRANDON V LAKE LIVING
Legal Lot Number	29
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	2
Census Block	2019
Census Tract	306

Owner

123 Guy Ln is owned and occupied by two individuals who acquired it in October 2019.

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	123 GUY LN, POTTSBORO, TX 75076-3634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 3, 2020	Deed of Trust, Mortgage CENDERA BK NA
Oct 29, 2019	Warranty Deed, Transfer CENDERA BK NA
Aug 29, 2019	Loan Modification, Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2019
Deed Sale	Oct 29, 2019
Deed Document Number	2019-00026199
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	123 GUY LN, POTTSBORO, TX 75076-3634
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024366
Date	Sep 11, 2020
Instrument	2020-00024366

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	123 GUY LN, POTTSBORO, TX 75076-3634
Document Number	0000000195
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	RED RIVER TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 GUY LN POTTSBORO TX 75076, POTTSBORO, TX 75076

Mortgage

Document Number	0000000195
Date	Jan 3, 2020
Instrument	195

Lender

Name	CENDERA BK NA
Type	Bank
Address	BELLS, TX 75414

Agreement

Amount	Amount on Record

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Oct 29, 2019
Property Address	123 GUY LN, POTTSBORO, TX 75076-3634
Document Number	0000026199
Instrument Date	Oct 28, 2019
Instrument	26199
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	RED RIVER TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5295 N TRAVIS ST #5103 KNOLLWOOD TX 750924115, 5103, KNOLLWOOD, TX 75092-4115

Mortgage

Document Number	26200
Date	Oct 29, 2019
Instrument	26200

Lender

Name	CENDERA BK NA
Type	Bank
Address	BELLS, TX 75414

Agreement

Amount	Amount on Record
Term	240 Months
Due	Oct 28, 2039

Interest

Rate Type	Adjustable Rate
Rate	6%

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	123 GUY LN, POTTSBORO, TX 75076-3634
Document Number	0000022363
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	351 LAZY ACRES CIR POTTSBORO TX 750763290, POTTSBORO, TX 75076-3290

Mortgage

Document Number	0000022363
Date	Sep 16, 2019
Instrument	22363

Lender

Name	FIRST UNITED BK
Type	Bank
Address	SHERMAN, TX 75091

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Pottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$609,721 Land $139,832 Building $606,465	$746,297 Land $139,832 Building $606,465
2023	$5,593.00 (-13.1%) Homeowner's exemption	$758,380 Land $140,000 Building $618,380	$758,380 Land $140,000 Building $618,380
2022	$6,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Guy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Guy Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER TEXOMA UTILITY AUTHORITY serves 0 people · EPA ID TX0910148
Water Source	Purchased surface water from NORTH TEXAS MWD LEONARD WTP
Last State Inspection	Apr 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TekWav Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Sparklight, T-Mobile, Vyve Broadband.

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