123 Gulf Rd, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 123 Gulf Rd, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,185 sqft · built 1987
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Apr 2012)
Tax Bill	$14,556 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERY M:4 B:38 L:2`

Property Details

APN / Parcel Number

Primary APN	`DERY M:4 B:38 L:2`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,185 sqft Living Area
Gross Area	6,474 sqft
1st Floor Area	1,518 sqft
Basement Area	334 sqft
Unfinished Basement	334 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,174 sqft (1.06 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	123 GULF RD
City	DERRY
State	NH
Zip	03038-5934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Block	38
Legal Lot Number	2
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	3
Census Block	3003
Census Tract	3602

Owner

123 Gulf Rd is owned and occupied by two individuals who bought it in April 2012.

Source: Rockingham County and Derry Town records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 GULF RD, DERRY, NH 03038-5934
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2012 · Amount on File
Deed Sale	Apr 30, 2012 · Amount on File
Prior Sale	Dec 21, 2001 · Amount on File
Deed Book / Page	5310 / 2457
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	123 GULF RD, DERRY, NH 03038-5934
Document Number	0061031914
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	123 GULF RD DERRY NH 030385934, DERRY, NH 03038-5934

Mortgage

Document Number	0061031914
Date	Apr 17, 2020
Book Page	006103/001914
Instrument	16852

Lender

Name	NEW FED MTG CORP
Address	DANVERS, MA 01923

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 16, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 123 Gulf Rd was $14,556, up 1.6% from the year before.

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,556.00 (+1.61%)	$766,500 (-) Land $200,500 Building $566,000
2024	$14,326.00 (+4.56%)	$766,500 (+15.7%) Land $200,500 Building $566,000
2023	$13,701.00 (+8.62%)	$662,500 (-) Land $170,400 Building $492,100	$846,925
2022	$12,614.00	$662,500 Land $170,400 Building $492,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Gulf Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Gulf Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20