123 Graystone Ct, Bardstown, KY 40004 Property Records

Nelson County property record for 123 Graystone Ct, Bardstown, KY 40004

Property Summary

Property Type	Townhouse
Details	1,306 sqft · built 2022
Lot Size	0.123 acres (5,358 sqft)
Owner	Individual Name on Record
Last Sale	$226,000 (Jun 2026)
Tax Bill	$2,123 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`63N00-12-010.02`

Property Details

APN / Parcel Number

Primary APN	`63N00-12-010.02`
Alternative APNs	`129679` `93051`

Interior

Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,306 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,358 sqft (0.123 acres)
Garage Type	Attached
Garage Area	260 sqft
Driveway	Concrete Driveway
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Account Number	129679
Street Address	123 GRAYSTONE CT
City	BARDSTOWN
State	KY
Zip	40004-3248
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	RESERVE AT WOODLAWN LT 11-A PC 16-132
Legal Subdivision	RESERVE AT WOODLAWN
Legal Lot Number	11-A
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	3
Census Block	3011
Census Tract	930304

Owner

Source: Nelson County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 GRAYSTONE CT, BARDSTOWN, KY 40004-3248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Dec 13, 2024 · Amount on Record
Deed Document Number	20263639
Deed Book / Page	622 / 423
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NELSON KY
Recording Date	Jun 3, 2026
Property Address	123 GRAYSTONE CT, BARDSTOWN, KY 40004-3248
Document Number	0000003639
Book / Page	622 / 423
Instrument Date	May 29, 2026
Instrument	20263639
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	AGENCY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,826.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 GRAYSTONE CT, BARDSTOWN, KY 40004-3248

Mortgage

Document Number	0000003640,
Date	Jun 3, 2026
Book Page	1550/106
Instrument	20263640

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Recording Date	Jun 3, 2026
Property Address	123 GRAYSTONE CT, BARDSTOWN, KY 40004-3248
Document Number	0000003640
Book / Page	1550 / 106
Instrument Date	May 29, 2026
Instrument	20263640
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AGENCY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 COUNTRYSIDE DR, BARDSTOWN, KY 40004-6706

Mortgage

Document Number	0000003640,
Date	Jun 3, 2026
Book Page	1550/106
Instrument	20263640

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bardstown City
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,123.00 (+0.19%)	$220,000 (+7.34%) Building $220,000	$220,000 (+7.34%) Building $220,000
2023	$2,119.00	$204,950	$204,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bardstown Connect.

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