123 Gray St, Festus, MO 63028 Property Records

Jefferson County property record for 123 Gray St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 900 sqft · built 1937
Lot Size	0.29 acres (12,643 sqft)
Owner	Company Name on Record
Tax Bill	$628 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`193.006.04015019`

Property Details

APN / Parcel Number

Primary APN	`193.006.04015019`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft
Basement Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	12,643 sqft (0.29 acres)
Lot Dimensions	165 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	240 sqft
Porch	Open Frame Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	123 GRAY ST
City	FESTUS
State	MO
Zip	63028-1950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	DANIEL MCALLISTER PT BLOCK 16
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	DANIEL MCALLISTER
Legal Block	16
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	4
Census Block	4016
Census Tract	700801

Owner

Source: Jefferson County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15 HOWE XING, FESTUS, MO 63028-4047
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit ENTERPRISE BANK AND TRUST
Jun 30, 2025	Warranty Deed, Transfer
May 11, 2023	Deed of Trust, Mortgage · Line of Credit ENTERPRISE BANK & TRUST
Jun 9, 2020	Deed of Trust, Mortgage · Line of Credit FIRST ST CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2025
Deed Sale	Jun 30, 2025
Prior Sale	Mar 14, 2014 · Amount on Record
Deed Document Number	202515850
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Apr 24, 2026
Property Address	123 GRAY ST, FESTUS, MO 63028-1950
Document Number	0000010907
Instrument Date	Apr 17, 2026
Instrument	202610907
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000010907,
Date	Apr 24, 2026
Instrument	202610907

Lender

Name	ENTERPRISE BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 30, 2025
Property Address	123 GRAY ST, FESTUS, MO 63028-1950
Document Number	0000015850
Map Reference	MB 2 PG 17
Instrument Date	Jun 24, 2025
Instrument	2025R-015850
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 HOWE XING, FESTUS, MO 63028-4047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HOWE XING, FESTUS, MO 63028-4047

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	123 GRAY ST, FESTUS, MO 63028-1950
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HOWE XING, FESTUS, MO 63028-4047

Mortgage

Document Number	0000011307
Date	May 11, 2023
Instrument	2023R-011307

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank
Address	FESTUS, MO 63028

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	123 GRAY ST, FESTUS, MO 63028-1950
Document Number	0000020722
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 HOWE XING FESTUS MO 630284047, FESTUS, MO 63028-4047

Mortgage

Document Number	0000020722
Date	Jun 15, 2020
Instrument	20722

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	FESTUS, MO 63028

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$11,800 (+6.31%) Land $1,500 Building $10,300	$62,200 (-) Land $8,100 Building $54,100
2024	$628.00 (+0.48%)		$62,200 (+5.96%) Land $8,100 Building $54,100
2023	$625.00	$11,100 Land $1,500 Building $9,600	$58,700 Land $8,100 Building $50,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	21 (1982–2024)
Claims Outside the SFHA	5 of 21
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

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