123 Grace Ave, Steger, IL 60475 Property Records

Will County property record for 123 Grace Ave, Steger, IL 60475

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.07 acres (3,071 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (May 2024)
Tax Bill	$393 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-15-05-412-033`

Property Details

APN / Parcel Number

Primary APN	`23-15-05-412-033`
Alternative APN	`15054120330000`

Exterior

Lot Area	3,071 sqft (0.07 acres)

Location & Zoning

Street Address	123 GRACE AVE
City	STEGER
State	IL
Zip	60475-1805
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 28 BLOCK 1 EVERGREEN HILLS, A SUB OF PRT OF THE W1/2 OF THE SE1/24 OF SEC 5, T34N-R14E.
Legal Range	14E
Legal Township	34N
Legal Section	05
Legal Subdivision	EVERGREEN HILL
Legal Block	1
Legal Lot Number	28
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	1
Census Block	1017
Census Tract	883804

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 GRACE AVE, STEGER, IL 60475-1805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · FHA Mortgage FLANAGAN STATE BANK
May 3, 2024	Warranty Deed, Transfer · FHA Mortgage FLANAGAN STATE BANK
May 12, 2022	Warranty Deed, Transfer · Conventional Mortgage ILOAN LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2024 · Amount on Record
Deed Sale	May 3, 2024 · Amount on Record
Prior Sale	May 12, 2022 · Amount on Record
Deed Document Number	202421104
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	123 GRACE AVE, STEGER, IL 60475-1805
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063738
Date	Nov 13, 2025
Instrument	R2025063738

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	PAW PAW, IL 61353

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.87%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 3, 2024
Property Address	123 GRACE AVE, STEGER, IL 60475-1805
Document Number	0000021104
Map Reference	DOC266002 MB18 PG29
Instrument Date	Apr 30, 2024
Instrument	R2024021104
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 GRACE AVE, STEGER, IL 60475-1805

Mortgage

Document Number	0000021105
Date	May 3, 2024
Instrument	R2024021105

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.75%
Index	6-Month CD Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 12, 2022
Property Address	123 GRACE AVE, STEGER, IL 60475-1805
Document Number	0000037828
Map Reference	DOC266002 MB18 PG29
Instrument Date	Apr 6, 2022
Instrument	R2022037828
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 GRACE AVE, STEGER, IL 60475-1805

Mortgage

Document Number	0000037829
Date	May 12, 2022
Instrument	R2022037829

Lender

Name	ILOAN LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.87%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Crete Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$393.00 (+13.26%)	$4,064 (+5.5%) Land $4,064	$12,192 (+5.5%) Land $12,192
2024		$3,852 (+26.01%) Land $3,852	$11,556 (+26.01%) Land $11,556
2022	$347.00	$3,057 Land $3,057	$9,171 Land $9,171

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1982–2019)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T.

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