123 Gerard Dr, Goleta, CA 93117 Property Records

Santa Barbara County property record for 123 Gerard Dr, Goleta, CA 93117

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,500 sqft · built 1998
Lot Size0.14 acres (6,098 sqft)
OwnerTrust Name on File
Last Sale$735,000 (Dec 2013)
Tax Bill$5,694 (2025)
Deeds & MortgagesNov 2021 Mortgage
Mar 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN079-740-038

Property Details

APN / Parcel Number

Primary APN079-740-038
Alternative APN
  • 07974038

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,500 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Street Address123 GERARD DR
CityGOLETA
StateCA
Zip93117-1078
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 14387-1 BK 182/82-85 LOT 38
Legal Subdivision14,387 PH II
Legal Tract14387
Legal Lot Number38
JurisdictionSANTA BARBARA CA
Township / Civil DivisionSANTA BARBARA
Census Block Group3
Census Block3005
Census Tract2909

Owner

123 Gerard Dr is held in a trust since September 2017.

Source: Santa Barbara County records, as of July 8, 2026

Owner of RecordTrust Name on File
Mailing Address123 GERARD DR, GOLETA, CA 93117-1078
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 16, 2020Deed of Trust, Mortgage · Line of Credit
KINECTA FCU
Oct 5, 2017Quit Claim Deed, Transfer
SPL INC
Oct 5, 2017Quit Claim Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2013 · Amount on File
Deed SaleDec 5, 2013 · Amount on File
Prior SaleJan 13, 1999 · Amount on File
Deed Document Number201376473
Last Transfer DateSep 27, 2017
Transfer Doc0000048047
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address123 GERARD DR, GOLETA, CA 93117-1078
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 GERARD DR, GAVIOTA, CA 93117-1078

Mortgage

Document Number0000081633
DateNov 30, 2021
Instrument2021-0081633
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address123 GERARD DR, GOLETA, CA 93117-1078
Document Number0000015135
Instrument DateMar 16, 2020
Transaction TypeMortgage
Record UpdatedApr 30, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address123 GERARD DR GOLETA CA 931171078, GOLETA, CA 93117-1078

Mortgage

Document Number0000015135
DateMar 25, 2020
Instrument15135
Lender
NameKINECTA FCU
TypeCredit Union
AddressMANHATTAN BEACH, CA 90266
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 24, 2050
Interest
Rate TypeAdjustable Rate

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA BARBARA CA
Recording DateOct 5, 2017
Property Address123 GERARD DR, GOLETA, CA 93117-1078
Document Number0000048049
Instrument DateSep 27, 2017
Instrument48049
Transaction TypeTransfer
Record UpdatedOct 20, 2017
Title CompanySPL INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address123 GERARD DR GOLETA CA 931171078, GOLETA, CA 93117-1078

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA BARBARA CA
Recording DateOct 5, 2017
Property Address123 GERARD DR, GOLETA, CA 93117-1078
Document Number0000048047
Instrument DateSep 27, 2017
Instrument48047
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanySPL INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address123 GERARD DR GOLETA CA 931171078, GOLETA, CA 93117-1078

Mortgage

Document Number48048
DateOct 5, 2017
Instrument48048
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 123 Gerard Dr was $5,694.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
MunicipalityGoleta City
Secondary School DistrictSanta Barbara Unified School District (7-12) (07 - 12)
Elementary School DistrictGoleta Union Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$497,618 (+2%) Land $162,475 Building $335,143
2025$5,694.00$487,862 Land $159,290 Building $328,572
2023$5,338.00 (+2.56%)$468,919 Land $153,105 Building $315,814
2022$5,205.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 123 Gerard Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Gerard Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

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