123 Gainsborg Ave E, #125, West Harrison, NY 10604 Property Records

Westchester County and Harrison Town property record for 123 Gainsborg Ave E, #125, West Harrison, NY 10604

Property Summary

Property Type	Duplex
Details	4 ba · 3,868 sqft · built 2005
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$297,000 (Sep 2004)
Tax Bill	$25,378 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`552801 0846.-20`

Property Details

APN / Parcel Number

Primary APN	`552801 0846.-20`
Alternative APNs	`5528000008460000020` `000051730`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,868 sqft Total Area
1st Floor Area	1,910 sqft
2nd Floor Area	1,958 sqft
Basement Area	815 sqft
Finished Basement	815 sqft
Unfinished Basement	815 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Other
Exterior Material	Wood
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	000051730
Street Address	123 GAINSBORG AVE E, 125
City	WEST HARRISON
State	NY
Zip	10604-2625
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	MAP OF SILVER LAKE PARK
Legal Lot Number	20
Jurisdiction	WESTCHESTER NY
Township / Civil Division	HARRISON
Census Block Group	5
Census Block	5008
Census Tract	8700

Owner

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	83 SUNNY RIDGE RD, HARRISON, NY 10528-1516
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage PCSB BK
Dec 16, 2019	Loan Modification, Mortgage PCSB BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2004 · Amount on Record
Deed Sale	Sep 9, 2004 · Amount on Record
Prior Sale	Aug 17, 2004 · Amount on Record
Deed Document Number	200442160402
Last Transfer Date	Jun 28, 2006
Transfer Doc	0462360995
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	123-125 GAINSBORG AVE, WEST HARRISON, NY 10604
Document Number	0600093099
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	MADISON ABSTRACT INC.

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	76-78 STERLING AVE HARRISON NY 105283550, HARRISON, NY 10528-3550

Mortgage

Document Number	0600093099
Date	Jan 27, 2020
Book Page	060009/003099

Lender

Name	PCSB BK
Type	Bank
Address	YORKTOWN HEIGHTS, NY 10598

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	123-125 GAINSBORG AVE, WEST HARRISON, NY 10604
Document Number	0600093133
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	76-78 STERLING AVE HARRISON NY 105283550, HARRISON, NY 10528-3550

Mortgage

Document Number	0600093133
Date	Jan 27, 2020
Book Page	060009/003133

Lender

Name	PCSB BK
Type	Bank
Address	2651 STRANG BLVD, YORKTOWN HEIGHTS, NY 10598-2940

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 26, 2035

Tax Assessment & Valuation

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Harrison Town
Municipality	Harrison Village
Unified School District	Harrison Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,378.00 (+34.89%)
2025	$18,814.00	$15,100 (-) Land $1,750 Building $13,350	$1,301,724 (-2.59%) Land $150,862 Building $1,150,862
2024		$15,100 (-) Land $1,700 Building $13,400	$1,336,283 (+3.54%) Land $150,442 Building $1,185,841
2023		$15,100 Land $1,700 Building $13,400	$1,290,598 Land $145,299 Building $1,145,299

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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