123 Frontera Dr, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 123 Frontera Dr, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,206 sqft · built 2012
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Jul 2026)
Tax Bill	$8,812 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`102823-0580`

Property Details

APN / Parcel Number

Primary APN	`102823-0580`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,206 sqft Living Area
Gross Area	2,694 sqft
1st Floor Area	2,206 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	220 sqft
Porch	Finished/Open Porch
Porch Area	230 sqft
Deck Area	Deck Area
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	123 FRONTERA DR
City	SAINT AUGUSTINE
State	FL
Zip	32084-8672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	61/63-69 OLD SEBASTIAN POINT LOT 58 OR6084/890
Legal Range	29E
Legal Township	07S
Legal Section	51
Legal Subdivision	OLD SEBASTIAN POINT
Legal Block	1
Legal Lot Number	58
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2008
Census Tract	20903

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	123 FRONTERA DR, SAINT AUGUSTINE, FL 32084-8672
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Conventional Mortgage TOTAL MORTGAGE SERVICES
Jan 15, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
May 1, 2024	Warranty Deed, Transfer OS NATIONAL LLC
Jul 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage JAX FCU
Sep 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 25, 2019	Warranty Deed, Transfer ACTION TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Jan 15, 2025 · Amount on Record
Deed Document Number	202657089
Deed Book / Page	6395 / 939
Prior Transfer Date	Sep 8, 2020
Prior Transfer Doc	0050400797
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 6, 2026
Property Address	123 FRONTERA DR, SAINT AUGUSTINE, FL 32084-8672
Document Number	0000057089
Book / Page	6395 / 939
Instrument Date	Jul 2, 2026
Instrument	202657089
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	SEA GLASS TITLE LLC, SEA GLASS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$399,455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 FRONTERA DR, SAINT AUGUSTINE, FL 32084-8672

Mortgage

Document Number	0000057090,
Date	Jul 6, 2026
Instrument	202657090

Lender

Name	TOTAL MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 15, 2025
Property Address	123 FRONTERA DR, SAINT AUGUSTINE, FL 32084-8672
Document Number	0060840890
Book / Page	6084 / 890
Map Reference	MB 61 PG 63-69
Instrument Date	Jan 14, 2025
Instrument	2025003560
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 FRONTERA DR, SAINT AUGUSTINE, FL 32084-8672

Mortgage

Document Number	2025003561
Date	Jan 15, 2025
Instrument	2025003561

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 1, 2024
Property Address	123 FRONTERA DR, SAINT AUGUSTINE, FL 32084-8672
Document Number	0059420281
Book / Page	5942 / 281
Map Reference	MB 61 PG 63-69
Instrument Date	Apr 25, 2024
Instrument	2024033392
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$3,583.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1749 GREENWOOD AVE, JACKSONVILLE, FL 32205-9313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	123 FRONTERA DR, SAINT AUGUSTINE, FL 32084-8672
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045820134
Date	Jul 18, 2018
Book Page	4582/0134
Instrument	2018051216

Lender

Name	JAX FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2038

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 11, 2020
Property Address	123 FRONTERA DR, SAINT AUGUSTINE, FL 32084-8672
Document Number	0050400797
Book / Page	005040 / 000797
Instrument Date	Sep 8, 2020
Instrument	77693
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	123 FRONTERA DR ST AUGUSTINE FL 320848672, ST AUGUSTINE, FL 32084-8672

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 25, 2019
Property Address	123 FRONTERA DR, SAINT AUGUSTINE, FL 32084-8672
Document Number	0048191175
Book / Page	004819 / 001175
Instrument Date	Oct 25, 2019
Instrument	79754
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	ACTION TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$2,341.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 FRONTERA DR ST AUGUSTINE FL 320848672, ST AUGUSTINE, FL 32084-8672

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,494 (+1.26%) Land $95,000 Building $350,494	$445,494 (+1.26%) Land $95,000 Building $350,494
2025	$8,812.00 (+121.35%)	$439,942 (+79.94%)	$439,942 (+1.24%) Land $95,000 Building $344,942
2024	$3,981.00 (+2.6%) Homeowner's exemption	$244,488 (+3%)	$434,562 (-5.35%) Land $95,000 Building $339,562
2023	$3,880.00 (+3.55%) Homeowner's exemption	$237,367 (+3%)	$459,115 (+6.52%) Land $98,000 Building $361,115
2022	$3,747.00 Homeowner's exemption	$230,453	$431,007 Land $72,800 Building $358,207

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	23 (2016–2022)
Claims Outside the SFHA	1 of 23
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 7 claims Hurricane Ian, Sep 2022 · 4 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

123 Frontera Dr, Saint Augustine, FL 32084 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Frontera Dr

Nearby Streets

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