123 Forest St, Oberlin, OH 44074 Property Records

Lorain County property record for 123 Forest St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	8 bd · 4 ba · 3,882 sqft · built 1900
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Owner Names on Record
Last Sale	$212,000 (Jun 2008)
Tax Bill	$5,382 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-00-085-109-014`

Property Details

APN / Parcel Number

Primary APN	`09-00-085-109-014`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	3,882 sqft Living Area
1st Floor Area	1,616 sqft
2nd Floor Area	1,994 sqft
Attic Area	400 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	225 ft deep x 99 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	444 sqft
Patio Area	152 sqft
Balcony	Balcony
Balcony Area	152 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	123 FOREST ST
City	OBERLIN
State	OH
Zip	44074-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRIGHTS 99 X 225 S/L 33-8
Legal Subdivision	W W WRIGHTS ADDITION
Legal Block	109
Legal Lot Number	33-8
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	2
Census Block	2017
Census Tract	60200

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	123 FOREST ST, OBERLIN, OH 44074-1507
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2008 · Amount on Record
Deed Sale	Jun 13, 2008 · Amount on Record
Prior Sale	May 25, 2001 · Amount on Record
Deed Document Number	2008002761
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	123 FOREST ST, OBERLIN, OH 44074-1507
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 FOREST ST, OBERLIN, OH 44074-1507

Mortgage

Document Number	20210842959
Date	Oct 6, 2021
Instrument	2021-0842959

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,382.00	$109,330 (-) Land $25,820 Building $83,510	$312,370 (-) Land $73,780 Building $238,590
2024	$5,382.00 (-5.55%)	$109,330 (+6.84%) Land $25,823 Building $83,507	$312,370 (+6.84%) Land $73,780 Building $238,590
2023	$5,698.00 (+2.7%)	$102,330 (-) Land $20,458 Building $81,872	$292,370 (-) Land $58,450 Building $233,920
2022	$5,548.00	$102,330 Land $20,460 Building $81,870
2021			$292,370 Land $58,450 Building $233,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (2004–2012)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Oct 2012 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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