123 Forest Ave, Vermillion, SD 57069 Property Records

Clay County property record for 123 Forest Ave, Vermillion, SD 57069

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,158 sqft · built 1910
Lot Size	0.413 acres (18,000 sqft)
Owner	Company Name on File
Last Sale	$377,500 (Dec 2021)
Tax Bill	$9,952 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15300-00100-020-00`

Property Details

APN / Parcel Number

Primary APN	`15300-00100-020-00`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	24 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	5,158 sqft Living Area
Gross Area	6,979 sqft
1st Floor Area	1,986 sqft
Basement Area	1,756 sqft
Finished Basement	1,500 sqft
Unfinished Basement	1,756 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Marblecrete
Construction Type	Metal Frame
Roof Material	Composition Shingle
Lot Area	18,000 sqft (0.413 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	469 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	123 FOREST AVE
City	VERMILLION
State	SD
Zip	57069-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 & 10 N & S X 150 E & W BORDERING LOT 1 BLK 1 HANSONS
Legal Subdivision	HANSONS VERMILLION ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	CLAY SD
Township / Civil Division	VERMILLION
Census Block Group	1
Census Block	1050
Census Tract	965900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Forest Avenue Historic District listed 1979 · 33 contributing resources · NRIS 79002400

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

123 Forest Ave is owned by a company that bought it in December 2021.

Source: Clay County records, as of April 7, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 85, BERESFORD, SD 57004-0085
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit FIRST PREMIER BANK
Nov 4, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST PREMIER BANK
Dec 29, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 3, 2022	Quit Claim Deed, Transfer · FHA Mortgage FIRST PREMIER BANK
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST PREMIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Jul 20, 2005
Deed Document Number	2021146691
Deed Book / Page	82 / 521
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY SD
Property Address	123 FOREST AVE, VERMILLION, SD 57069-3107
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 FOREST AVE 103, 103, VERMILLION, SD 57069-3107
Investor	Possibly a Property Investor

Mortgage

Document Number	0MT146/414
Date	Jun 13, 2022
Book Page	MT146/414
Instrument	147893

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY SD
Property Address	123 FOREST AVE, VERMILLION, SD 57069-3107
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1053 E CLARK ST 103, 103, VERMILLION, SD 57069-2862

Mortgage

Document Number	0MT148/393
Date	Nov 4, 2024
Book Page	MT148/393
Instrument	A20241282

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	500 S MINNESOTA AVE, SIOUX FALLS, SD 57104

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY SD
Recording Date	Dec 29, 2022
Property Address	123 FOREST AVE, VERMILLION, SD 57069-3107
Document Number	000D83/107
Book / Page	D83 / 107
Instrument Date	Dec 28, 2022
Instrument	148887
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 N 3RD ST, BERESFORD, SD 57004-1744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 85, BERESFORD, SD 57004-0085

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY SD
Recording Date	Mar 3, 2022
Property Address	123 FOREST AVE, VERMILLION, SD 57069-3107
Document Number	000D82/656
Book / Page	D82 / 656
Instrument Date	Feb 25, 2022
Instrument	147280
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 FOREST AVE, VERMILLION, SD 57069-3107
Investor	Possibly a Property Investor

Mortgage

Document Number	0000147281
Date	Mar 3, 2022
Instrument	147281

Lender

Name	FIRST PREMIER BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY SD
Recording Date	Dec 1, 2021
Property Address	123 FOREST AVE, VERMILLION, SD 57069-3107
Document Number	000D82/521
Book / Page	D82 / 521
Instrument Date	Nov 24, 2021
Instrument	146691
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$377.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 FOREST AVE, VERMILLION, SD 57069-3107
Investor	Possibly a Property Investor

Mortgage

Document Number	0000146690
Date	Dec 1, 2021
Instrument	146690

Lender

Name	FIRST PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.05%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.05%
Index	1-Year LIBOR
Margin	5
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 123 Forest Ave was $9,952, up 9.6% from the year before.

Source: Clay County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Clay County
Municipality	Vermillion City
Unified School District	Vermillion School District 13-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,952.00 (+9.56%)	$545,433 Land $36,360 Building $509,073
2024	$9,084.00 (+1.16%)
2023	$8,980.00 (-14.35%)	$427,570 Land $30,060 Building $397,510
2022	$10,484.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 123 Forest Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Forest Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERMILLION serves 11,695 people · EPA ID SD4600342
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable	1,250 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Santel.

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