Hampden County and Springfield City property record for 123 Florence St, Springfield, MA 01105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,386 sqft · built 1890 |
| Lot Size | 0.218 acres (9,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Jan 2021) |
| Tax Bill | $2,828 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:05200 P:0083 |
| Primary APN | SPRI S:05200 P:0083 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,386 sqft Living Area |
| 1st Floor Area | 520 sqft |
| Basement Area | 238 sqft |
| Unfinished Basement | 238 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Shed Roof |
| Lot Area | 9,492 sqft (0.218 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 52000083 |
|---|---|
| Street Address | 123 FLORENCE ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01105-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 801901 |
123 Florence St is owned and occupied by an individual who bought it in January 2021.
Source: Hampden County and Springfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 FLORENCE ST, SPRINGFIELD, MA 01105-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage SPRINGFIELD, CITY OF |
| Jan 22, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) ACADEMY MORTGAGE CORP |
| Jan 22, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2021 · Amount on File |
| Deed Sale | Jan 22, 2021 · Amount on File |
| Prior Sale | Apr 17, 2001 · Amount on File |
| Deed Document Number | 20214909 |
| Deed Book / Page | 23665 / 386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 123 FLORENCE ST, SPRINGFIELD, MA 01105-1509 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 023665-422 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 23665/422 |
| Instrument | 4912 |
| Name | SPRINGFIELD, CITY OF |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 123 FLORENCE ST, SPRINGFIELD, MA 01105-1509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23665-403 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 23665/403 |
| Instrument | 4911 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jan 22, 2021 |
| Property Address | 123 FLORENCE ST, SPRINGFIELD, MA 01105-1509 |
| Document Number | 23665-386 |
| Book / Page | 23665 / 386 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 4909 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 FLORENCE ST, SPRINGFIELD, MA 01105-1509 |
| Document Number | 4910 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 4910 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 123 Florence St was $2,828, up 5.7% from the year before.
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,828.00 (+5.72%) | $182,900 (+7.21%) Land $25,300 Building $157,600 | $252,761 (-4.57%) |
| 2025 | $2,675.00 | $170,600 Land $26,200 Building $144,400 | $264,860 (+0.47%) |
| 2024 | $263,625 | ||
| 2023 | $2,701.00 | $158,400 Land $23,300 Building $135,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Florence St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 123 Florence St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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