123 Florence Ave, Arlington, MA 02476 Property Records

Middlesex County and Arlington Town property record for 123 Florence Ave, Arlington, MA 02476

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,493 sqft · built 1928
Lot Size	0.107 acres (4,652 sqft)
Owner	2 Trust Names on File
Last Sale	$222,000 (Jan 1995)
Tax Bill	$9,439 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`107011`

Property Details

APN / Parcel Number

Primary APN	`107011`
Alternative APN	`ARLI M:160.0 B:0004 L:0005.B`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,493 sqft Living Area
Gross Area	2,256 sqft
Basement Area	672 sqft
Unfinished Basement	403 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1959
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,652 sqft (0.107 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	107011
Street Address	123 FLORENCE AVE
City	ARLINGTON
State	MA
Zip	02476-7231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	4
Legal Lot Number	5.B
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	3
Census Block	3002
Census Tract	356602

Owner

123 Florence Ave is owner-occupied and held in a trust since July 2025.

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	123 FLORENCE AVE, ARLINGTON, MA 02476-7231
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Sep 10, 2020	Deed of Trust, Mortgage · Balloon Mortgage ROCKLAND TRUST CO
Jun 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jun 3, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 1995 · Amount on File
Deed Sale	Jan 31, 1995 · Amount on File
Prior Sale	Aug 26, 1987 · Amount on File
Last Transfer Date	Jul 19, 2025
Transfer Doc	084421-572
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	123 FLORENCE AVE, ARLINGTON, MA 02476-7231
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084531-510
Date	Aug 25, 2025
Book Page	84531/510
Instrument	101892

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	123 FLORENCE AVE, ARLINGTON, MA 02476-7231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75584-563
Date	Sep 10, 2020
Book Page	75584/563
Instrument	158862

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	123 FLORENCE AVE, ARLINGTON, MA 02476-7231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75006-507
Date	Jun 30, 2020
Book Page	75006/507
Instrument	103642

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2040

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	123 FLORENCE AVE, ARLINGTON, MA 02476-7231
Document Number	72799-281
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 FLORENCE AVE ARLINGTON MA 024767231, ARLINGTON, MA 02476-7231

Mortgage

Document Number	72799-281
Date	Jun 20, 2019
Book Page	072799/000281
Instrument	85578

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 123 Florence Ave was $9,439, up 3.1% from the year before.

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,439.00 (+3.14%)	$884,600 (+4.1%) Land $559,600 Building $325,000	$982,628 (+7.86%)
2025	$9,152.00 (+9%)	$849,800 (+7.19%) Land $520,400 Building $329,400	$911,050 (-3.01%)
2024	$8,396.00 (+4.21%)	$792,800 (+10.31%) Land $492,500 Building $300,300	$939,360
2023	$8,057.00	$718,700 Land $430,900 Building $287,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Florence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 123 Florence Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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