123 Flat Top Mountain Rd, Fairview, NC 28730 Property Records

Buncombe County property record for 123 Flat Top Mountain Rd, Fairview, NC 28730 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,042 sqft · built 1997
Lot Size3.89 acres (169,448 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Jul 2003)
Tax Bill$4,763 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Nov 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN712916-2020-202

Property Details

APN / Parcel Number

Primary APN712916-2020-202
Alternative APNs
  • 9697-32-1631-00000
  • 969703321553000
  • 008193113

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,042 sqft Living Area
Gross Area5,767 sqft
1st Floor Area1,400 sqft
Basement Area2,053 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional
Exterior MaterialWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area169,448 sqft (3.89 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area125 sqft
Deck Area862 sqft
Patio Area927 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number712916-2020-202
Street Address123 FLAT TOP MOUNTAIN RD
CityFAIRVIEW
StateNC
Zip28730-9693
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIV: ROBERT G RUSSELL III BLOCK: LOT: SECTION: PLAT: 0066-0112
Legal SubdivisionROBERT G RUSSELL III
Legal Block1
JurisdictionBUNCOMBE NC
Township / Civil DivisionFAIRVIEW
Census Block Group1
Census Block1008
Census Tract3204

Owner

Source: Buncombe County records · APN 712916-2020-202

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address123 FLAT TOP MOUNTAIN RD, FAIRVIEW, NC 28730-9693
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Nov 04, 2022Intrafamily Transfer, Transfer
Mar 25, 2019Deed of Trust, Mortgage · Line of Credit
PNC BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2003 · Amount on Record
Deed SaleJul 02, 2003 · Amount on Record
Deed Book / Page3281 / 642
Last Transfer DateNov 04, 2022
Transfer Doc0062730892
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address123 FLAT TOP MOUNTAIN RD, FAIRVIEW, NC 28730-9693
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 FLAT TOP MOUNTAIN RD, FAIRVIEW, NC 28730-9693

Mortgage

Document Number0062881046
DateJan 06, 2023
Book Page6288/1046
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term468 Months
DueJan 01, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBUNCOMBE NC
Recording DateNov 04, 2022
Property Address123 FLAT TOP MOUNTAIN RD, FAIRVIEW, NC 28730-9693
Document Number0062730892
Book / Page6273 / 892
Instrument DateNov 04, 2022
Transaction TypeTransfer
Record UpdatedNov 17, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address123 FLAT TOP MOUNTAIN RD, 123, FAIRVIEW, NC 28730-9693

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 FLAT TOP MOUNTAIN RD, FAIRVIEW, NC 28730-9693

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address123 FLAT TOP MOUNTAIN RD, FAIRVIEW, NC 28730-9693
Document Number0057581920
Instrument DateMar 25, 2019
Transaction TypeMortgage
Record UpdatedApr 17, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 FLAT TOP MOUNTAIN RD FAIRVIEW NC 28730, FAIRVIEW, NC 28730

Mortgage

Document Number0057581920
DateApr 08, 2019
Book Page005758/001920
Lender
NamePNC BK
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueApr 07, 2059
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,763.00 (+4.27%)$674,200 (-) Land $88,700 Building $585,500$674,200 (-) Land $88,700 Building $585,500
2024$4,568.00 (+5.37%)
2023$4,335.00$674,200$674,200 (-) Land $103,700 Building $570,500
2021$674,200 Land $88,700 Building $585,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370210032041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 6 individual NFIP policies nearby
Nearby Flood Policies6 in force
3 of 6 on primary residences
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024, rainfall accumulation, Tropical Storm Helene

Wildfire

Wildfire RiskModerate
above 49% of the US · above 70% of North Carolina
Wildfire LikelihoodAbout 1 in 971 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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