Monterey County property record for 123 First St, Spreckels, CA 93962 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,503 sqft · built 2008 |
| Lot Size | 0.14 acres (6,103 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $722,674 (Jan 2008) |
| Tax Bill | $11,642 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 177-064-022-000 |
| Primary APN | 177-064-022-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,503 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 6,103 sqft (0.14 acres) |
| Garage Type | Detached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 123 FIRST ST |
|---|---|
| City | SPRECKELS |
| State | CA |
| Zip | 93962-2413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN OF SPRECKELS LOT 17 BLK K |
| Legal Subdivision | TOWN OF SPRECKELS |
| Legal Block | K |
| Legal Lot Number | 17 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SALINAS |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 10606 |
Source: Monterey County records · APN 177-064-022-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | PO BOX 7382, SPRECKELS, CA 93962-7382 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 16, 2008 · Amount on Record |
| Deed Sale | Jan 16, 2008 · Amount on Record |
| Deed Document Number | 2008002243 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 123 FIRST ST, SPRECKELS, CA 93962-2413 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 123 FIRST ST, SPRECKELS, CA 93962-2413 |
| Document Number | 0000073579 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021073579 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Secondary School District | Salinas Union High School District (07 - 12) |
| Elementary School District | Spreckels Union Elementary School District (KG - 06) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,642.00 (+12.18%) Homeowner's exemption | $930,619 (+4.04%) Land $347,687 Building $582,932 |
| 2023 | $10,378.00 (-0.57%) Homeowner's exemption | $894,484 Land $334,187 Building $560,297 |
| 2022 | $10,438.00 |
Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530106061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (1998–2023) |
| Most Recent Claim | Mar 2023, rainfall accumulation, Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Cruzio Internet | Fixed Wireless (unlicensed) | 1,000 / 1,000 |
| Razzolink | Fixed Wireless (unlicensed) | 500 / 250 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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