Cumberland County and Gorham Town property record for 123 Files Rd, Gorham, ME 04038 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,100 sqft · built 2017 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Individual Name on File |
| Last Sale | $218,800 (Nov 2017) |
| Tax Bill | $7,413 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage May 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-0004-0302 |
| Primary APN | 74-0004-0302 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,100 sqft Living Area |
| Gross Area | 4,025 sqft |
| 1st Floor Area | 930 sqft |
| Attic | Attic |
| Attic Area | 576 sqft |
| Basement Area | 930 sqft |
| Unfinished Basement | 930 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,984 sqft (1.4 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 74-0004-0302 |
|---|---|
| Street Address | 123 FILES RD |
| City | GORHAM |
| State | ME |
| Zip | 04038-2115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | JANE S WOOD SUB |
| Legal Block | 4 |
| Legal Lot Number | 302 |
| Jurisdiction | GORHAM ME |
| Township / Civil Division | GORHAM |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 4100 |
Source: Cumberland County and Gorham Town records · APN 74-0004-0302
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 FILES RD, GORHAM, ME 04038-2115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2017 | Deed of Trust, Mortgage STJ INC |
| May 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Sep 27, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Nov 22, 2017 | Warranty Deed, Subdivision Related Transfer EMBRACE HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 22, 2017 · Amount on Record |
| Deed Sale | Nov 22, 2017 · Amount on Record |
| Deed Document Number | 201759732 |
| Deed Book / Page | 34482 / 193 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 123 FILES RD, GORHAM, ME 04038-2115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0340740307 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 34074/0307 |
| Instrument | 000000026484 |
| Name | STJ INC |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 123 FILES RD, GORHAM, ME 04038-2115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0382040087 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 38204/87 |
| Instrument | 35259 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 123 FILES RD, GORHAM, ME 04038-2115 |
| Document Number | 0361380226 |
| Instrument Date | Sep 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 123 FILES RD GORHAM ME 040382115, GORHAM, ME 04038-2115 |
| Document Number | 0361380226 |
|---|---|
| Date | Nov 04, 2019 |
| Book Page | 036138/000226 |
| Instrument | 56242 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 03, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GORHAM ME |
| Recording Date | Nov 22, 2017 |
| Property Address | 123 FILES RD, GORHAM, ME 04038-2115 |
| Document Number | 0344820194 |
| Book / Page | 034482 / 000194 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 59732 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | TWO LIGHTS SETTLEMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 192 OSPREY RD WAKEFIELD RI 028796537, WAKEFIELD, RI 02879-6537 |
| Document Number | 344820195 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 034482/000195 |
| Instrument | 59733 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 21, 2047 |
Source: Cumberland County and Gorham Town records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gorham Town |
| Unified School District | Gorham (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,413.00 (+0.68%) | $500,900 (-) Land $75,200 Building $425,700 |
| 2024 | $7,363.00 (+14.39%) | $500,900 (-) Land $75,200 Building $425,700 |
| 2022 | $6,437.00 | $500,900 Land $75,200 Building $425,700 |
Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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