123 Ferrum Dr, Salem, VA 24153 Property Records

Salem City property record for 123 Ferrum Dr, Salem, VA 24153

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,502 sqft · built 1998
Lot Size	0.413 acres (17,990 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Oct 2020)
Tax Bill	$6,854 (2026)
Deeds & Mortgages	Jan 2022 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`274-4-1`

Property Details

APN / Parcel Number

Primary APN	`274-4-1`
Alternative APN	`6775`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,502 sqft Living Area
Basement Area	1,926 sqft
Finished Basement	800 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Material	Shingle
Lot Area	17,990 sqft (0.413 acres)
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	3 Parking Spaces
Porch	Screened Porch
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	123 FERRUM DR
City	SALEM
State	VA
Zip	24153-7123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LT 6 0.413 AC SEC 1 HOMEPLACE SALEM
Legal Subdivision	HOMEPLACE
Legal Lot Number	6
Jurisdiction	SALEM CITY VA
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2013
Census Tract	10501

Owner

Source: Salem City records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 FERRUM DR, SALEM, VA 24153-7123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN NATIONAL BANK & TRUST CO
Oct 28, 2020	Grant Deed, Transfer · Conventional with PMI AMERICAN BK&TR CO NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Deed Document Number	20203033
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM CITY VA
Property Address	123 FERRUM DR, SALEM, VA 24153-7123
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 FERRUM DR, SALEM, VA 24153-7123

Mortgage

Document Number	0000000125
Date	Jan 12, 2022
Instrument	220000125

Lender

Name	AMERICAN NATIONAL BANK & TRUST CO
Type	Bank
Address	SALEM, VA 24153

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SALEM CITY VA
Recording Date	Oct 28, 2020
Property Address	123 FERRUM DR, SALEM, VA 24153-7123
Document Number	0000003033
Instrument Date	Oct 27, 2020
Instrument	3033
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 FERRUM DR SALEM VA 241537123, SALEM, VA 24153-7123

Mortgage

Document Number	3034
Date	Oct 28, 2020
Instrument	3034

Lender

Name	AMERICAN BK&TR CO NA

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

Tax Assessment & Valuation

Source: Salem City assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Salem City
Unified School District	Salem City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,854.00 (+15.23%)	$590,900 (+19.21%) Land $81,700 Building $509,200	$590,900 (+19.21%) Land $81,700 Building $509,200
2023	$5,948.00	$495,700 Land $69,500 Building $426,200	$495,700 Land $69,500 Building $426,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	202 (1978–2020)
Claims Outside the SFHA	13 of 202
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding From The Remanants Of Hurricane Jeanne, Sep 2004 · 24 claims Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide, Feb 2003 · 28 claims Severe Storms & Flooding, Apr 1992 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALEM serves 24,346 people · EPA ID VA2775300
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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