Flathead County property record for 123 Ferndale Dr, Bigfork, MT 59911
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,378 sqft · built 1947 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Company Name on File |
| Last Sale | $281,600 (Sep 2016) |
| Tax Bill | $1,778 (2026) |
| Deeds & Mortgages | May 2022 Line of Credit May 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0779544 |
| Primary APN | R0779544 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,378 sqft Living Area |
| 1st Floor Area | 1,378 sqft |
| Basement Area | 1,216 sqft |
| Finished Basement | 1,216 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 308 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000715000 |
|---|---|
| Street Address | 123 FERNDALE DR |
| City | BIGFORK |
| State | MT |
| Zip | 59911-6511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S34, T27 N, R19 W, TR 4ND 4KB 4NA 4NADA IN SW4SW4 |
| Legal Range | 19W |
| Legal Township | 27N |
| Legal Section | 34 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | CRESTON-BIGFORK |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 1303 |
123 Ferndale Dr is owned by a company that acquired it in May 2021.
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 123 FERNDALE DR, BIGFORK, MT 59911-6511 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 18, 2022 | Deed of Trust, Mortgage · Line of Credit VALLEY BANK OF KALISPELL |
| May 18, 2021 | Intrafamily Transfer, Transfer |
| May 18, 2021 | Intrafamily Transfer, Transfer |
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2016 · Amount on File |
| Deed Sale | Sep 30, 2016 · Amount on File |
| Deed Document Number | 201621527 |
| Last Transfer Date | May 13, 2021 |
| Transfer Doc | 0000017301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 123 FERNDALE DR, BIGFORK, MT 59911-6511 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2022 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Name | Verified Name |
|---|
| Document Number | 202200012870 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 202200012870 |
| Name | VALLEY BANK OF KALISPELL |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 25, 2032 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | May 18, 2021 |
| Property Address | 123 FERNDALE DR, BIGFORK, MT 59911-6511 |
| Document Number | 202100017300 |
| Instrument Date | May 13, 2021 |
| Instrument | 202100017300 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 FERNDALE DR, BIGFORK, MT 59911-6511 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | May 18, 2021 |
| Property Address | 123 FERNDALE DR, BIGFORK, MT 59911-6511 |
| Document Number | 202100017301 |
| Instrument Date | May 13, 2021 |
| Instrument | 202100017301 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 FERNDALE DR, BIGFORK, MT 59911-6511 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 123 FERNDALE DR, BIGFORK, MT 59911-6511 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Name | Verified Name |
|---|
| Document Number | 202100005754 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 202100005754 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ALAMO, CA 94507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2026 property tax bill for 123 Ferndale Dr was $1,778.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Bigfork Elementary School District (PK - 08) |
| Secondary School District | Bigfork High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,778.00 | $638,700 | |
| 2025 | $638,700 Land $262,700 Building $376,000 | ||
| 2023 | $3,013.00 | $478,200 | $478,200 Land $142,300 Building $335,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Ferndale Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Ferndale Dr is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 44% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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