Iredell County property record for 123 Fern Ln, Troutman, NC 28166
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,528 sqft · built 2022 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $423,500 (Dec 2022) |
| Tax Bill | $4,255 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4750-31-4074.000 |
| Primary APN | 4750-31-4074.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,528 sqft Heated Area |
| Gross Area | 3,208 sqft |
| 1st Floor Area | 1,046 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 6,621 sqft (0.152 acres) |
| Lot Width | 51 ft Width |
| Garage Area | 436 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 74 sqft |
| Patio Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80111600 |
|---|---|
| Street Address | 123 FERN LN |
| City | TROUTMAN |
| State | NC |
| Zip | 28166-0160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RTCZCC02 |
| Legal Description | L156 SUTTERS MILL II PH2 PB74-147 |
| Legal Subdivision | SUTTERS MILL II PHASE 2 |
| Legal Lot Number | 156 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | BARRINGER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 61302 |
Source: Iredell County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 123 FERN LN, TROUTMAN, NC 28166-0160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| May 3, 2024 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Dec 12, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jul 22, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2022 · Amount on Record |
| Deed Sale | Dec 12, 2022 · Amount on Record |
| Deed Book / Page | 2964 / 777 |
| Last Transfer Date | Apr 29, 2024 |
| Transfer Doc | 0003059273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 123 FERN LN, TROUTMAN, NC 28166-0160 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 123 FERN LN, TROUTMAN, NC 28166-0160 |
| Document Number | 0003059275 |
|---|---|
| Date | May 3, 2024 |
| Book Page | 3059/275 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 8024 CALVIN HALL RD, INDIAN LAND, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Dec 12, 2022 |
| Property Address | 123 FERN LN, TROUTMAN, NC 28166-0160 |
| Document Number | 0002964777 |
| Book / Page | 2964 / 777 |
| Map Reference | MB 74 PG 147 |
| Instrument Date | Dec 12, 2022 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 7, 2023 |
| Title Company | INDEPENDENCE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $847.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 123 FERN LN, TROUTMAN, NC 28166-0160 |
| Document Number | 0002964779 |
|---|---|
| Date | Dec 12, 2022 |
| Instrument | 2964/779 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Jul 22, 2022 |
| Property Address | 123 FERN LN, TROUTMAN, NC 28166-0160 |
| Document Number | 0029341615 |
| Book / Page | 2934 / 1615 |
| Map Reference | MB 74 PG 147 |
| Instrument Date | Jul 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2627 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629 |
| Investor | Possibly a Property Investor |
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Municipality | Troutman Town |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $381,430 (-) Land $50,000 Building $331,430 | $381,430 (-) Land $50,000 Building $331,430 | |
| 2025 | $4,255.00 | $381,430 (-) Land $50,000 Building $331,430 | $381,430 (-) Land $50,000 Building $331,430 |
| 2024 | $4,255.00 | $381,430 (-) Land $50,000 Building $331,430 | $381,430 (-) Land $50,000 Building $331,430 |
| 2023 | $4,255.00 (+47,177.78%) | $381,430 (+1,262.25%) Land $50,000 Building $331,430 | $381,430 (+1,262.25%) Land $50,000 Building $331,430 |
| 2022 | $9.00 Additional exemption filed | $28,000 Land $28,000 | $28,000 Land $28,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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