123 Ferguson Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 123 Ferguson Rd, Annapolis, MD 21409

Property Summary

Property TypeVehicle Sales & Rentals
Details22,337 sqft · built 2012
Lot Size5.98 acres (260,924 sqft)
OwnerCompany Name on Record
Last Sale$2,100,000 (Oct 2003)
Tax Bill$50,342 (2025)
Deeds & MortgagesApr 2026 Mortgage
Jun 2017 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-000-18955080

Property Details

APN / Parcel Number

Primary APN03-000-18955080
Alternative APNs
  • 3-000-18955080
  • 00018955080

Interior

Units2 Units
Stories1 Story
Building Area22,337 sqft Gross Area
1st Floor Area22,337 sqft
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Construction TypeFrame
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeFlat
Roof MaterialWood Shingle
Lot Area260,924 sqft
View / LotCommercial/Industrial
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00018955080
Street Address123 FERGUSON RD
CityANNAPOLIS
StateMD
Zip21409-5408
Property CategoryCommercial
Property TypeCommercial > Retail > Vehicle Sales & Rentals
Local Zoning CodeC4
Legal Description5.99 ACRES ST MARGARETS
Legal SubdivisionST MARGARETS
Legal Block1
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group1
Census Block1022
Census Tract730902

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address12701 FAIR LAKES CIR, 250, FAIRFAX, VA 22033-4910
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED BANK
Jun 9, 2017Loan Modification, Mortgage
SUNTRUST BK
Jun 9, 2017Loan Modification, Mortgage
SUNTRUST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2003 · Amount on Record
Deed SaleOct 6, 2003 · Amount on Record
Prior SaleJul 10, 1998 · Amount on Record
Deed Document Number200314524
Deed Book / Page13867 / 561
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Recording DateApr 8, 2026
Property Address123 FERGUSON RD, ANNAPOLIS, MD 21409-5408
Document Number4224000438
Book / Page42245 / 438
Instrument DateApr 6, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCOMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number4224000438,
DateApr 8, 2026
Book Page42245/438
Lender
NameUNITED BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6%
Max Rate-1%

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionANNE ARUNDEL MD
Property Address123 FERGUSON RD, ANNAPOLIS, MD 21409-5408
Document Number0310510020
Instrument DateJun 9, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanySTONEWALL TITLE AND ESCROW INC, STONEWALL TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address123 FERGUSON RD ANNAPOLIS MD 214095408, ANNAPOLIS, MD 21409-5408

Mortgage

Document Number0310510020
DateJun 15, 2017
Book Page031051/000020
Lender
NameSUNTRUST BK
TypeBank
AddressLAUREL, MD 20707
Agreement
AmountAmount Recorded

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionANNE ARUNDEL MD
Property Address123 FERGUSON RD, ANNAPOLIS, MD 21409-5408
Document Number0310510237
Instrument DateJun 9, 2017
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanySTONEWALL TITLE AND ESCROW INC, STONEWALL TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address123 FERGUSON RD ANNAPOLIS MD 214095408, ANNAPOLIS, MD 21409-5408

Mortgage

Document Number0310510237
DateJun 15, 2017
Book Page031051/000237
Instrument31051
Lender
NameSUNTRUST BK
TypeBank
AddressLAUREL, MD 20707
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,520,433 (+3.23%)$4,661,900 (-) Land $1,911,500 Building $2,750,400
2025$50,342.00 (+2.62%)$4,378,967 (+3.34%)$4,661,900 (+10.02%) Land $1,911,500 Building $2,750,400
2024$49,055.00 (+6.01%)
2023$46,273.00$4,237,500 Land $1,911,500 Building $2,326,000$4,237,500 Land $1,911,500 Building $2,326,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims7 (1983–2024)
Claims Outside the SFHA5 of 7
Most Recent ClaimJan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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