St. Johns County property record for 123 Ferdinand Ave, Saint Augustine, FL 32080 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,520 sqft · built 1974 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,565 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 222420-0120 |
| Primary APN | 222420-0120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,520 sqft Living Area |
| Gross Area | 1,700 sqft |
| 1st Floor Area | 880 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Mansard |
| Roof Material | Metal |
| Lot Area | 9,147 sqft (0.21 acres) |
| Lot Dimensions | 120 ft deep x 73 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished Screened Porch |
| Porch Area | 372 sqft |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 123 FERDINAND AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-5361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3-102 DAVIS SHORES S1/2 OF LOT 11 & ALL LOT 12 BLK 58 OR2836/805 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 21 |
| Legal Subdivision | DAVIS SHORES OCEAN VIEW SECTION |
| Legal Block | 58 |
| Legal Lot Number | 11,12 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 20500 |
Source: St. Johns County records · APN 222420-0120
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 517 TURNBERRY LN, SAINT AUGUSTINE, FL 32080-5819 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Aug 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Mar 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 123 FERDINAND AVE, SAINT AUGUSTINE, FL 32080-5361 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2025 |
| Name | Verified Name |
|---|---|
| Address | 123 FERDINAND AVE, ST AUGUSTINE, FL 32080-5361 |
| Document Number | 0062421217 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 6242/1217 |
| Instrument | 2025085850 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | PEACHTREE CORNERS, GA 30092 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 26, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 123 FERDINAND AVE, SAINT AUGUSTINE, FL 32080-5361 |
| Document Number | 0047911183 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3175 BUGLE DR DULUTH GA 300963528, DULUTH, GA 30096-3528 |
| Document Number | 0047911183 |
|---|---|
| Date | Sep 09, 2019 |
| Book Page | 004791/001183 |
| Instrument | 66436 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 08, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 123 FERDINAND AVE, SAINT AUGUSTINE, FL 32080-5361 |
| Document Number | 0043530074 |
| Book / Page | 004353 / 000074 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3175 BUGLE DR DULUTH GA 300963528, DULUTH, GA 30096-3528 |
| Document Number | 0043530074 |
|---|---|
| Date | Apr 03, 2017 |
| Book Page | 004353/000074 |
| Instrument | 22873 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 02, 2042 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $409,154 (+7.69%) Land $275,429 Building $133,725 | $409,154 (+7.69%) Land $275,429 Building $133,725 | |
| 2025 | $7,565.00 (+14.48%) | $379,929 (-2.26%) | $379,929 (-2.26%) Land $250,390 Building $129,539 |
| 2024 | $6,608.00 (+8.9%) Homeowner's exemption | $388,707 (-1.49%) | $388,707 (-1.49%) Land $250,390 Building $138,317 |
| 2023 | $6,068.00 (+12.56%) | $394,605 (+19.51%) | $394,605 (+19.51%) Land $250,390 Building $144,215 |
| 2022 | $5,391.00 | $330,197 | $330,197 Land $192,300 Building $137,897 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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