123 Falling Branch Rd, Waco, KY 40385 Property Records

Madison County property record for 123 Falling Branch Rd, Waco, KY 40385

Property Summary

Property TypeSingle Family Home
Details1,440 sqft
Lot Size4.5 acres (196,020 sqft)
OwnerIndividual Name on Record
Last Sale$32,500 (Mar 2022)
Tax Bill$631 (2025)
Deeds & MortgagesMay 2022 Mortgage
Mar 2022 Sale
Flood ZoneZone X (minimal risk)
APN118A-0000-0065

Property Details

APN / Parcel Number

Primary APN118A-0000-0065
Alternative APNs
  • 127170
  • 90024
  • 56796

Interior

Stories1 Story
Building Area1,440 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Lot Area196,020 sqft (4.5 acres)

Location & Zoning

Account Number56796
Street Address123 FALLING BRANCH RD
CityWACO
StateKY
Zip40385
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4.50 ACRES
JurisdictionMADISON KY
Township / Civil DivisionWACO-BYBEE
Census Block Group2
Census Block2017
Census Tract11002

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address123 FALLING BRANCH RD, WACO, KY 40385
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 23, 2022Deed of Trust, Mortgage · Commercial Mortgage
WHITAKER BANK INC
Mar 1, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2022 · Amount on Record
Deed SaleMar 1, 2022 · Amount on Record
Deed Document Number202214079550
Deed Book / Page819 / 133
Prior Transfer DateDec 28, 2021
Prior Transfer Doc00D819/133
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address123 FALLING BRANCH RD, WACO, KY 40385-9703
Transaction TypeMortgage
Record UpdatedMar 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 FALLING BRANCH RD, WACO, KY 40385-9703

Mortgage

Document Number00M2162/18
DateMay 23, 2022
Book PageM2162/18
Instrument2014093190
Lender
NameWHITAKER BANK INC
TypeBank
AddressLEXINGTON, KY 40555
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueMay 20, 2032
Interest
Rate TypeAdjustable Rate

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON KY
Recording DateMar 1, 2022
Property Address123 FALLING BRANCH RD, WACO, KY 40385-9703
Document Number00D819/133
Book / PageD819 / 133
Instrument DateDec 28, 2021
Instrument2014079550
Transaction TypeTransfer
Record UpdatedMar 7, 2023

Transaction

AmountAmount Recorded
Tax$32.50
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 FALLING BRANCH RD, WACO, KY 40385-9703
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$631.00 (-2.77%)$67,000 (-)$67,000 (-)
2023$649.00$67,000$67,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims7 (2021–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims
  • Severe Storms, Straight-line Winds, Flooding, And Landslides, Feb 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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