123 Emerald Ln, Largo, FL 33771 Property Records

Pinellas County property record for 123 Emerald Ln, Largo, FL 33771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,044 sqft · built 1955
Lot Size0.152 acres (6,617 sqft)
Owner2 Individual Names on Record
Last Sale$199,900 (Sep 2019)
Tax Bill$2,137 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Feb 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-748-5593-3

Property Details

APN / Parcel Number

Primary APNC62-000-748-5593-3
Alternative APNs
  • 36-29-15-94104-003-0120
  • 291536941040030120
  • 152936941040030120
  • R395419

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,044 sqft Living Area
Gross Area1,128 sqft
1st Floor Area1,044 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2000
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeFooting
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area6,617 sqft (0.152 acres)
Lot Dimensions110 ft deep x 60 ft wide

Exterior Amenities

PorchSlab
Porch Area18 sqft
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR395419
Street Address123 EMERALD LN
CityLARGO
StateFL
Zip33771-2624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionVILLAGE GREEN SUB BLK 3, S 50FT OF LOT 12 & N 10FT OF LOT 13
Legal Range15E
Legal Township29S
Legal Section36
Legal SubdivisionVILLAGE GREEN SUB
Legal Tract94104
Legal Block3
Legal Lot Number12,13
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1027
Census Tract25416

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address123 EMERALD LN, LARGO, FL 33771-2624
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
GTE FCU
Feb 19, 2019Warranty Deed, Transfer
BAY NATIONAL TITLE, BAY NAT'L TITLE
Apr 6, 2018Loan Modification, Mortgage
WILCOX DONNA R TRUST (RT)

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2019 · Amount on Record
Deed SaleSep 24, 2019 · Amount on Record
Prior SaleFeb 19, 2019 · Amount on Record
Deed Document Number2019308107
Deed Book / Page20705 / 2080
Record UpdatedOct 29, 2026

September 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateSep 24, 2019
Property Address123 EMERALD LN, LARGO, FL 33771-2624
Document Number0207052080
Book / Page20705 / 2080
Map ReferenceMB 33 PG 61&62
Instrument DateSep 20, 2019
Instrument2019308107
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 1, 2022
Title CompanyBAY NATIONAL TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,399.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12945 SEMINOLE BLVD # BLVD1-5, 12945, LARGO, FL 33778-2319

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 EMERALD LN, LARGO, FL 33771-2624

Mortgage

Document Number0207052082
DateSep 24, 2019
Instrument20705/2082
Lender
NameGTE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 19, 2019
Property Address123 EMERALD LN, LARGO, FL 33771-2624
Document Number0204340843
Book / Page020434 / 000843
Instrument DateFeb 13, 2019
Instrument53793
Transaction TypeTransfer
Record UpdatedMar 5, 2019
Title CompanyBAY NATIONAL TITLE, BAY NAT'L TITLE

Transaction

AmountAmount Recorded
Tax$700.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12945 SEMINOLE BOULEVARD 1 #15 LARGO FL 33778, 15, LARGO, FL 33778

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPINELLAS FL
Property Address123 EMERALD LN, LARGO, FL 33771-2624
Document Number0204390004
Instrument DateApr 6, 2018
Transaction TypeMortgage
Record UpdatedMar 11, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address123 EMERALD LN LARGO FL 337712624, LARGO, FL 33771-2624

Mortgage

Document Number0204390004
DateFeb 22, 2019
Book Page020439/000004
Instrument58549
Lender
NameWILCOX DONNA R TRUST (RT)
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,137.00 (+5.53%) Homeowner's exemption$157,983 (+5.99%)$253,631 (+4.62%) Land $94,563 Building $159,068
2023$2,025.00 (+1.86%) Homeowner's exemption$149,059 (+3%)$242,420 (+11.39%) Land $120,086 Building $122,334
2022$1,988.00 Homeowner's exemption$144,717$217,631 Land $119,602 Building $98,029

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims3 (2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier, Verizon.

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