123 E Ridge St, Rocky Mount, NC 27804 Property Records

Nash County property record for 123 E Ridge St, Rocky Mount, NC 27804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,752 sqft · built 1917
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Oct 2021)
Tax Bill	$388 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`385015-54-4703`

Property Details

APN / Parcel Number

Primary APN	`385015-54-4703`
Alternative APNs	`030858` `79404`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,752 sqft Heated Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1975
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	79404
Street Address	123 E RIDGE ST
City	ROCKY MOUNT
State	NC
Zip	27804-2743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	24 2 6, 1 LT, E RIDGE ST
Legal Subdivision	J H LOGAN TRUSTEE PROPERTY
Legal Lot Number	E
Jurisdiction	NASH NC
Township / Civil Division	ROCKY MOUNT
Census Block Group	1
Census Block	1011
Census Tract	10400

Owner

Source: Nash County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 E RIDGE ST, ROCKY MOUNT, NC 27804-2743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Prior Sale	May 1, 1972 · Amount on Record
Deed Book / Page	3164 / 449
Prior Transfer Date	Jul 27, 2007
Prior Transfer Doc	2334/0760
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Oct 1, 2021
Property Address	123 E RIDGE ST, ROCKY MOUNT, NC 27804-2743
Document Number	003164/449
Book / Page	3164 / 449
Map Reference	MB 85 PG 82
Instrument Date	Sep 30, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4301 SHEENAS LN, 4301, ROCKY MOUNT, NC 27803-8477

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 E RIDGE ST, ROCKY MOUNT, NC 27804-2743

Mortgage

Document Number	0003164453
Date	Oct 1, 2021
Instrument	3164/453

Lender

Name	COASTAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Municipality	Rocky Mount City
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$388.00	$61,690 (-) Land $15,500 Building $46,190	$61,690 (-) Land $15,500 Building $46,190
2025	$388.00 (+49.81%)	$61,690 (+59.12%) Land $15,500 Building $46,190	$61,690 (+59.12%) Land $15,500 Building $46,190
2023	$259.00	$38,770	$38,770 Land $13,180 Building $25,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	49 (1978–2024)
Claims Outside the SFHA	2 of 49
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 18 claims Hurricane Fran, Sep 1996 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKY MOUNT serves 55,891 people · EPA ID NC0464010
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20