123 E Oak St, Roachdale, IN 46172 Property Records

Putnam County property record for 123 E Oak St, Roachdale, IN 46172

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,356 sqft · built 2022
Lot Size	0.347 acres (15,115 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Nov 2021)
Tax Bill	$1,515 (2025)
Deeds & Mortgages	May 2021 Construction Loan Nov 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`67-02-12-103-046.000-006`

Property Details

APN / Parcel Number

Primary APN	`67-02-12-103-046.000-006`
Alternative APNs	`00350418600` `00000002128`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,356 sqft Living Area
1st Floor Area	1,356 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	15,115 sqft (0.347 acres)
Lot Dimensions	189 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	666 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000002128
Street Address	123 E OAK ST
City	ROACHDALE
State	IN
Zip	46172-9242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	FAIRVIEW ADDN PLAT A LOT 50
Legal Subdivision	FAIRVIEW ADD
Legal Lot Number	50
Jurisdiction	PUTNAM IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2016
Census Tract	956000

Owner

Source: Putnam County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 E OAK ST, ROACHDALE, IN 46172-9242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Construction Mortgage STOCK YARDS BANK & TRUST CO
Nov 5, 2021	Warranty Deed, Subdivision Related Transfer E-CHICAGO TITLE, CHICAGO TITLE
Nov 5, 2021	Warranty Deed, Transfer · Conventional Mortgage WOLF FINANCIAL INC
May 5, 2021	Deed of Trust, Mortgage · Construction Mortgage STOCK YARDS BANK & TRUST CO
Aug 31, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2021 · Amount on Record
Deed Sale	Nov 5, 2021 · Amount on Record
Prior Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	20217203
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IN
Property Address	123 E OAK ST, ROACHDALE, IN 46172-9242
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002922
Date	May 5, 2021
Instrument	2021002922

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 8, 2022

Interest

Rate Type	Adjustable Rate

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IN
Recording Date	Nov 5, 2021
Property Address	123 E OAK ST, ROACHDALE, IN 46172-9242
Document Number	0000007203
Map Reference	PB5 PG410
Instrument Date	Nov 1, 2021
Instrument	2021007203
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 12, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 E OAK ST, ROACHDALE, IN 46172-9242

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IN
Recording Date	Nov 5, 2021
Property Address	123 E OAK ST, ROACHDALE, IN 46172-9242
Document Number	0000007202
Map Reference	PB5 PG410
Instrument Date	Oct 28, 2021
Instrument	2021007202
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10967 E US HIGHWAY 136, INDIANAPOLIS, IN 46234-9095
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007204
Date	Nov 5, 2021
Instrument	2021007204

Lender

Name	WOLF FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IN
Property Address	123 E OAK ST, ROACHDALE, IN 46172-9242
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021002922
Date	May 5, 2021
Instrument	2021002922

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 8, 2022

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IN
Recording Date	Aug 31, 2020
Property Address	123 E OAK ST, ROACHDALE, IN 46172-9242
Document Number	0000005171
Instrument Date	Aug 28, 2020
Instrument	5171
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10967 E US HIGHWAY 136 INDIANAPOLIS IN 462349095, INDIANAPOLIS, IN 46234-9095

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Putnam County
County Subdivision	Franklin Township
Municipality	Roachdale Town
Unified School District	North Putnam Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,515.00 (+5.65%) Homeowner's exemption	$172,900 (+26.39%) Land $19,800 Building $153,100	$172,900 (+26.39%) Land $19,800 Building $153,100
2024	$1,434.00 (+7.34%)
2023		$136,800 (+0.22%) Land $19,000 Building $117,800	$136,800 (+0.22%) Land $19,000 Building $117,800
2022	$1,336.00	$136,500 Land $19,000 Building $117,500	$136,500 Land $19,000 Building $117,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROACHDALE WATER WORKS serves 980 people · EPA ID IN5267007
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000

Cell Coverage

5G and 4G LTE (outdoors only)

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