123 E Mechanic St, New Buffalo, MI 49117 Property Records

Berrien County property record for 123 E Mechanic St, New Buffalo, MI 49117

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,720 sqft · built 1885
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jul 2000)
Tax Bill	$11,375 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`62-0340-0157-00-1`

Property Details

APN / Parcel Number

Primary APN	`62-0340-0157-00-1`
Alternative APN	`11-62-0340-0157-00-1`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,720 sqft Living Area
1st Floor Area	1,444 sqft
Basement Area	1,276 sqft
Unfinished Basement	1,090 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	990 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	123 E MECHANIC ST
City	NEW BUFFALO
State	MI
Zip	49117-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CBD
Legal Description	THE E'LY 1/2 OF LOTS 1 & 2 BLK 14 VILL PLAT OF NEW BUFFALO WHOSE NLY LN IS PAR WITH ELY LN OF LOTS 1 & 2
Legal Subdivision	VILLAGE OF NEW BUFFALO
Legal Block	14
Legal Lot Number	1-2
Jurisdiction	BERRIEN MI
Township / Civil Division	NEW BUFFALO
Census Block Group	2
Census Block	2020
Census Tract	11302

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6839 N MENDOTA AVE, CHICAGO, IL 60646-1312
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND HOME MORTGAGE
Apr 14, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 15, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2000 · Amount on Record
Deed Sale	Jul 24, 2000 · Amount on Record
Prior Sale	Apr 15, 1999 · Amount on Record
Deed Book / Page	2067 / 1090
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	123 E MECHANIC ST, NEW BUFFALO, MI 49117-1121
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03193/1054
Date	Dec 22, 2017
Book Page	3193/1054
Instrument	3193-1054

Lender

Name	HEARTLAND HOME MORTGAGE
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	123 E MECHANIC ST, NEW BUFFALO, MI 49117-1121
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6839 N MENDOTA AVE, CHICAGO, IL 60646-1312

Mortgage

Document Number	03402/1656
Date	Apr 14, 2023
Book Page	3402/1656
Instrument	2023378759

Lender

Name	US BANK NA
Type	Bank
Address	DEERFIELD, IL 60015

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 15, 2020
Property Address	123 E MECHANIC ST, NEW BUFFALO, MI 49117-1121
Document Number	03295/3216
Book / Page	3295 / 3216
Map Reference	LB C PG 105
Instrument Date	Oct 13, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	MTC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6839 N MENDOTA AVE, CHICAGO, IL 60646-1312

Mortgage

Document Number	0032953219
Date	Oct 15, 2020
Instrument	3295/3219

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	New Buffalo City
Unified School District	New Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,700 (+32.71%)	$781,400 (+32.71%)
2025	$11,375.00 (+17.68%)
2023		$294,400	$588,800
2022	$9,666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW BUFFALO TOWNSHIP serves 2,845 people · EPA ID MI0004685
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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